Capital One 360 Savings Account Interest Rate 2024: How It Compares

The Capital One 360 Performance Savings account has a strong annual percentage yield.
Margarette Burnette
By Margarette Burnette 
Edited by Yuliya Goldshteyn

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Capital One 360 Performance Savings™
NerdWallet rating 

The Capital One 360 Performance Savings account has an annual percentage yield of 4.35% with no minimum balance. It has an interest rate that is much better than the national average of 0.46%. But there are a few online savings accounts at other banks with higher savings rates.

Capital One 360 savings rate, fees



How it compares

The average national rate for savings accounts is 0.46%.

Monthly fees


Minimum opening deposit


» Check out high-interest rate options with NerdWallet’s best high-yield online savings accounts.

Did you know...

Interest rate is the amount of interest paid on a bank account balance, expressed as a percentage. Interest is often paid daily or monthly. Annual percentage yield, or APY, is a percentage that reflects the total amount of interest you earn over one year.

How Capital One 360 compares to online banks

Capital One 360 offers online accounts with no monthly fees and above average rates that are often found with online savings accounts. There are also no minimum balance requirements. But while Capital One 360 is competitive, higher rates can sometimes be found elsewhere. (For more on this bank, check out NerdWallet’s full Capital One 360 review.)

» Looking for other ways to save? Read about Capital One 360’s CD rates.

SoFi Bank, N.A. logo
Learn More

Member FDIC

SoFi Checking and Savings

SoFi Bank, N.A. logo


Min. balance for APY


BMO Alto logo
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Deposits are FDIC Insured

BMO Alto Online Savings Account

BMO Alto logo


Min. balance for APY


Savings calculator

Investment details
Contribution frequency




Total Balance


Principal valueTotal interest
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SoFi Checking and Savings

at SoFi Bank, N.A., Member FDIC



With $0 min. balance for APY



Earn up to $300 with direct deposit. Terms apply.

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