Capital One 360 Savings Account Interest Rate: How It Compares

May 20, 2022
Capital One 360 Savings Account Interest Rate: How It Compares

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Capital One 360 Performance Savings™
NerdWallet rating 
Read review

The Capital One 360 Performance Savings Account interest rate is 0.60% with no minimum balance. That’s much better than the national average of 0.07% annual percentage yield. But there are a few online savings accounts at other banks with higher rates.

Capital One 360 savings interest rate, fees

Interest rate on balances

0.60%.

How it compares

The average national rate for savings accounts is 0.07% APY.

Monthly fees

$0.

Minimum opening deposit

$0.

» Check out high-interest rate options with NerdWallet’s best high-yield online savings accounts.

How Capital One 360 compares to online banks

Capital One 360 offers online accounts with the low fees and above average rates that are often found at online banks. There are no monthly fees or minimum balance requirements, but while Capital One 360 is competitive, higher rates can sometimes be found elsewhere. (For more on this bank, check out NerdWallet’s full Capital One 360 review.)

» Looking for other ways to save? Read about Capital One 360’s CD rates.

First Foundation Bank logo
Learn More

Member FDIC

First Foundation Bank Online Savings Account

First Foundation Bank logo
APY

1.00%

Min. balance for APY

$0.01

LendingClub Bank logo
Learn More

Member FDIC

LendingClub High-Yield Savings

LendingClub Bank logo
APY

0.85%

Min. balance for APY

$0.01

Synchrony Bank logo
Learn More

Member FDIC

Synchrony Bank High Yield Savings

Synchrony Bank logo
APY

0.85%

Min. balance for APY

$0

Capital One logo
Learn More

Member FDIC

Capital One 360 Performance Savings™

Capital One logo
APY

0.60%

Min. balance for APY

$0

Savings calculator

Use the savings calculator to find out how much interest you could be earning in a high-yield savings account. The higher the rate, the faster your money can grow.

» Ready for the next step? Compare best savings rates

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