Capital One 360 Savings Account Interest Rate: How It Compares

The Capital One 360 Performance Savings Account interest rate is 0.40% with no minimum balance. That’s much better than the national average of 0.04% annual percentage yield. But there are a few online savings accounts at other banks with higher rates.

» Skip ahead to see how Capital One compares with two other banks.

Capital One 360 savings interest rate, fees

» Check out high-interest rate options with NerdWallet’s best high-yield online savings accounts.

How Capital One 360 compares to online banks

Capital One 360 offers online accounts with the low fees and above average rates that are often found at online banks. There are no monthly fees or minimum balance requirements, but while Capital One 360 is competitive, higher rates can sometimes be found elsewhere. (For more on this bank, check out NerdWallet’s full Capital One 360 review.)

Here’s a comparison of Capital One 360 savings rates with accounts at other top online institutions:

» Looking for other ways to save? Read about Capital One 360’s CD rates.

Find out how much interest you could be earning with the calculator below. The higher the rate, the faster your money can grow.

Savings calculator