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What Banks Charge for Debit Foreign Transaction Fees
The fees are often 1% to 3% of the amount of a purchase or ATM withdrawal.
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Mobile Check Deposit: How To Endorse a Check at Your Bank
Here's how to endorse your check correctly for mobile check deposits at different banks and credit unions.
Where Can I Buy Cheap Personal Checks?
Cheap personal checks can be found at retailers and your bank. Consider alternatives to checks as well.
Stop Payment: The Cost to Cancel Checks at Banks
Stop payment fees vary depending on the bank and the type of account you have.
Wire Transfer Fees: What Banks Charge
Based on NerdWallet data, the median outgoing wire transfer in the U.S. costs $25. But you can find free wire transfers and cheaper ways to send money.
ACH Transfers: What They Are, How They Work and How Much They Cost
ACH, or Automated Clearing House, transfers are electronic money transfers between banks.
How to Wire Money: Step by Step
Choose a provider and transfer method, research the costs and collect the necessary information. Don't forget to save the receipt.
High-Yield Savings Accounts: How They Work and Why They’re Worth It
High-yield savings accounts, often offered by online banks, earn much more than regular accounts.
Emergency Fund: What It Is and Why It Matters
Best kept in a savings account, an emergency fund is useful for unexpected expenses.
How Many Savings Accounts Should I Have?
Start with one savings account, but consider increasing that number as your financial goals change.
Is Online Banking Safe? How to Boost Your Banking Security
To increase online banking safety, use secure networks, create strong passwords and choose a bank or credit union that has industry-standard security technology.
Where to Exchange Coins for Cash
Cash your coins at local banks, credit unions, certain retailers and Coinstar kiosks.
Fed Rate Holds Steady in July 2026
The federal funds rate doesn't just affect banks. It has ripple effects on the price of consumer products such as credit cards, student loans and mortgages.
CD (Certificate of Deposit): What It Is and When It’s Worthwhile
A CD is a limited-use savings account. It works best for some short-term savings goals.
What Is a CD Ladder?
A CD ladder combines the best of short- and long-term CDs: frequent access to funds and high rates.
How Do CDs Work? Learn How to Save Smarter
CDs lock up savings for a fixed period of time in exchange for a generally higher rate than other bank accounts.
Author insights
The team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks.
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Based on data collected by NerdWallet writers, the average overdraft fee is $17.
Wells Fargo Checking Account Bonuses 2026
Wells Fargo bonus offers pay up to $325 for opening a new checking account. Requirements and deadlines apply.
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Learn what bank account bonuses offer aside from cash, and the less obvious pain points to consider.
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Bank Bonuses Funded My Christmas Shopping This Year
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How I Chased Savings Rates at the Same Bank
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Why I Stayed with the Same Mediocre Big Bank for 10-Plus Years
The inconvenience of switching banks shouldn’t outweigh the benefits you can receive from somewhere new.
I’m a Banking Nerd: 4 Rules I Follow Before Moving My Savings
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What Savers Should Do After the Fed’s First Rate Cut in 2025
Borrowing costs will likely drop but so will savings rates.
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Bank of America Checking Account Bonus: Your Choice of Account and a Fair Reward
The Bank of America checking bonus is an up to $500 cash offer for new customers opening an eligible account and meeting direct deposit and other requirements.
PNC High-Yield Savings Account Interest Rate: How It Compares
PNC’s high-yield account — available in select markets — earns higher rates than accounts at other national banks.
Survey: Banking Misconceptions are Commonplace
A NerdWallet survey finds that some Americans believe these common banking myths. Here’s what you need to know.
Banks That Don’t Use — or Will Look Past — ChexSystems
If you’ve been denied a bank account because of a ChexSystems record, consider these institutions.
Bread Savings CD Rates 2026: Wide Range of Terms and Competitive APYs
The online bank Bread Savings has high yields on short- and long-term CDs, but the minimum deposit is somewhat steep.
Survey: Most Parents Teach Their Kids About Saving Money
A NerdWallet survey finds that most parents have taken steps to teach their kids about saving money. Here’s how.