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Apple’s 4.25% APY High-Yield Savings Account: What to Know

Apple’s high-yield savings account has a lot going for it, but it is available only to Apple Card customers.

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Margarette Burnette

Earned a Bank Bonus or Interest? Don’t Forget to Pay Taxes

If you've received an account bonus or you've earned interest on a bank account, Uncle Sam would like his cut.

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Chanelle Bessette

How Much Money Should I Put in CDs?

The typical CD minimum balance is $1,000, but consider how much savings you’d be willing to commit to a CD.

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Spencer Tierney

Native American-Owned Banks, Credit Unions: Where to Find Them

Native American-owned banks and credit unions focus on providing services and support to Indigenous communities.

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Chanelle Bessette, Margarette Burnette, Ruth Sarreal

What Is a Bank Run?

Bank runs were in the news a few years ago. Find out what they have to do with bank failures.

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Ruth Sarreal

Ask a Nerd: How Does SVB’s Closure Affect Me?

Silicon Valley Bank’s failure created concern amongst customers. The FDIC provided assistance by taking over SVB.

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Chanelle Bessette

Money Market Account vs. Savings Account: Which Should You Choose?

Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs.

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Margarette Burnette

Should I Break My CD Early for a Better Rate?

Consider an early withdrawal from a certificate of deposit if there’s a higher-yield CD that can earn you more money.

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Spencer Tierney

What Are Bump-Up CDs and Step-Up CDs?

These types of certificates of deposit allow for rate increases, but they differ in one big way.

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Spencer Tierney

Wells Fargo Ordered to Pay $3.7B for Array of Violations

The bank has been ordered to pay fines and consumer redress for "illegal conduct" across several business lines.

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Cara Smith

Most Banking Customers Use an App Despite Security Concerns

A new NerdWallet survey finds that 72% of banking customers use a mobile banking app, and some worry about hacking or losing their phones.

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Erin El Issa

Fed Rate Holds Steady in June 2026

The federal funds rate doesn't just affect banks. It has ripple effects on the price of consumer products such as credit cards, student loans and mortgages.

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Anna Helhoski, Cara Smith

Does Closing a Bank Account Affect Your Credit?

Closing an account doesn't hurt your credit, but there are steps you should take to ensure your credit stays unaffected when you do so.

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Ruth Sarreal

Synchrony Bank CD Rates 2026: Competitive Plus Specialty CDs

Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements.

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Spencer Tierney

What the Fed Rate Announcement Means for High-Yield Savings Accounts

With no change to the federal funds rate, the target range remains between 3.50% and 3.75%.

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Margarette Burnette

When and Why Should I Open a CD?

Certificates of deposit are having a moment, but they’re best for specific savings goals.

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Spencer Tierney

Overdraft Protection: What It Is and Different Types

Overdraft protection can help prevent overdraft fees through transfers, lines of credit, grace periods and more.

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Chanelle Bessette

What Is the Federal Reserve?

The Federal Reserve is the U.S. central bank whose rate changes can indirectly affect your bank’s savings and loan rates.

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Spencer Tierney

What Is Regulation E and How Does It Impact Your Bank Account?

Regulation E protects consumers if an unauthorized or incorrect transaction is made to or from their bank account.

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Chanelle Bessette

Low Interest Rates, High Inflation Impact How Americans Save

Nearly 4 in 5 have reallocated savings, according to NerdWallet's 2022 Banking Report.

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Kurt Woock