
Apple’s 4.25% APY High-Yield Savings Account: What to Know
Apple’s high-yield savings account has a lot going for it, but it is available only to Apple Card customers.


Earned a Bank Bonus or Interest? Don’t Forget to Pay Taxes
If you've received an account bonus or you've earned interest on a bank account, Uncle Sam would like his cut.


How Much Money Should I Put in CDs?
The typical CD minimum balance is $1,000, but consider how much savings you’d be willing to commit to a CD.


Native American-Owned Banks, Credit Unions: Where to Find Them
Native American-owned banks and credit unions focus on providing services and support to Indigenous communities.


What Is a Bank Run?
Bank runs were in the news a few years ago. Find out what they have to do with bank failures.


Ask a Nerd: How Does SVB’s Closure Affect Me?
Silicon Valley Bank’s failure created concern amongst customers. The FDIC provided assistance by taking over SVB.


Money Market Account vs. Savings Account: Which Should You Choose?
Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs.


Should I Break My CD Early for a Better Rate?
Consider an early withdrawal from a certificate of deposit if there’s a higher-yield CD that can earn you more money.


What Are Bump-Up CDs and Step-Up CDs?
These types of certificates of deposit allow for rate increases, but they differ in one big way.


Wells Fargo Ordered to Pay $3.7B for Array of Violations
The bank has been ordered to pay fines and consumer redress for "illegal conduct" across several business lines.


Most Banking Customers Use an App Despite Security Concerns
A new NerdWallet survey finds that 72% of banking customers use a mobile banking app, and some worry about hacking or losing their phones.


Fed Rate Holds Steady in June 2026
The federal funds rate doesn't just affect banks. It has ripple effects on the price of consumer products such as credit cards, student loans and mortgages.

Does Closing a Bank Account Affect Your Credit?
Closing an account doesn't hurt your credit, but there are steps you should take to ensure your credit stays unaffected when you do so.


Synchrony Bank CD Rates 2026: Competitive Plus Specialty CDs
Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements.


What the Fed Rate Announcement Means for High-Yield Savings Accounts
With no change to the federal funds rate, the target range remains between 3.50% and 3.75%.


When and Why Should I Open a CD?
Certificates of deposit are having a moment, but they’re best for specific savings goals.


Overdraft Protection: What It Is and Different Types
Overdraft protection can help prevent overdraft fees through transfers, lines of credit, grace periods and more.


What Is the Federal Reserve?
The Federal Reserve is the U.S. central bank whose rate changes can indirectly affect your bank’s savings and loan rates.


What Is Regulation E and How Does It Impact Your Bank Account?
Regulation E protects consumers if an unauthorized or incorrect transaction is made to or from their bank account.


Low Interest Rates, High Inflation Impact How Americans Save
Nearly 4 in 5 have reallocated savings, according to NerdWallet's 2022 Banking Report.
