
Pros and Cons of Keeping Multiple Bank Accounts at Different Banks
It can be challenging to manage accounts at multiple banks, but there are benefits, like getting additional features.


It can be challenging to manage accounts at multiple banks, but there are benefits, like getting additional features.


Your bank may charge a nonsufficient funds or NSF fee if you lack funds to pay for a check, transaction or payment.


Early direct deposit means an early paycheck, but not all banking institutions offer this service.


Apple’s high-yield savings account has a lot going for it, but it is available only to Apple Card customers.


If you've received an account bonus or you've earned interest on a bank account, Uncle Sam would like his cut.


The amount to put into CDs depends on your existing savings, but also figure out the minimum return to make CDs worthwhile.


Native American-owned banks and credit unions focus on providing services and support to Indigenous communities.


Bank runs were in the news a few years ago. Find out what they have to do with bank failures.


Silicon Valley Bank’s failure created concern amongst customers. The FDIC provided assistance by taking over SVB.


Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs.


Consider an early withdrawal from a certificate of deposit if there’s a higher-yield CD that can earn you more money.


These types of certificates of deposit allow for rate increases, but they differ in one big way.


The bank has been ordered to pay fines and consumer redress for "illegal conduct" across several business lines.


A new NerdWallet survey finds that 72% of banking customers use a mobile banking app, and some worry about hacking or losing their phones.


The federal funds rate doesn't just affect banks. It has ripple effects on the price of consumer products such as credit cards, student loans and mortgages.

Closing an account doesn't hurt your credit, but there are steps you should take to ensure your credit stays unaffected when you do so.


Synchrony Bank has high CD rates and specialty CDs - including no-penalty and bump-up CDs - and no minimum opening requirements.


With no change to the federal funds rate, the target range remains between 3.50% and 3.75%.


Certificates of deposit are having a moment, but they’re best for specific savings goals.


Overdraft protection can help prevent overdraft fees through transfers, lines of credit, grace periods and more.
