Bread Savings CD Rates 2026: Wide Range of Terms and Competitive APYs
The online bank Bread Savings has high yields on short- and long-term CDs, but the minimum deposit is somewhat steep.
Survey: Most Parents Teach Their Kids About Saving Money
A NerdWallet survey finds that most parents have taken steps to teach their kids about saving money. Here’s how.
2025 Savings Report
Many are saving money in a bank account each month, but some working Americans (23%) aren’t sure how much they’re putting away, according to a new NerdWallet survey.
If the CFPB Can’t Help You, Here’s How You Can Help Yourself
We don’t know what the status of the CFPB will be tomorrow. Here’s how to protect your bank accounts going forward.
As Others Abandon Climate Initiatives, These Banks Focus on Clean Energy
Climate-focused banks and credit unions divest from fossil fuels to create financing for clean energy.
What Is Direct Deposit?
Direct deposit is an electronic payment to a bank account that is typically sent by an employer or the government.
Savings Rates Stay Strong Despite Dips: A 2024 Recap and What’s Next for 2025
There may be gradual rate reductions, but you can still earn meaningful interest in a high-yield account.
2024 State of Banking Report
NerdWallet’s latest banking survey finds that some Americans opened new savings accounts in the past 12 months, with higher interest rates being a top motivator for doing so.
MoneyPass ATMs Near Me: How to Find Them
The MoneyPass network offers about 40,000 ATMs to consumers throughout the U.S., usually through online banks.
Are You Saving Money in the Right Place?
The best place to save money depends on your financial goals and preferences. Also consider how long you want to save.
Allpoint ATMs Near Me: How to Find Them
The Allpoint network offers more than 55,000 automated teller machines (ATMs) to consumers throughout the U.S.
What Is a Bank Failure? Definition and List of Failed Banks
A bank failure is the closure of a bank by a regulator when it doesn’t have enough money to operate.
What Is a Regional Bank?
A regional bank is a midsize bank often characterized by serving a specific region.
IRA CDs and Other Ways to Use CDs for Retirement
Focus on CDs for cash reserves, consider IRA CDs and CD ladders and compare rates. But don’t lose sight of a CD’s purpose.
Citibank CD Rates 2026: Variety And Some Decent APYs
Citibank has the most to offer among the four biggest U.S. banks, but rates aren’t competitive with online bank CDs.
Simple Interest Calculator I = Prt
The simple interest formula is I = Prt.
How to Join a Credit Union
Once you find a credit union you’re eligible to join, you can apply for membership online or in person in just a few steps.
Typical Minimum Balances to Open a Savings Account
Minimum balances at banks and online institutions can range from $0 to $100 or more.
How the SVB Collapse Still Ripples Through Banking, 1 Year Later
Five banks failed last year, including Silicon Valley Bank. Keeping your money FDIC-insured goes a long way to prepare you for any future bank collapse.
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