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Banks That Use Zelle: List and What to Know

See if your bank participates in Zelle’s peer-to-peer transfer network.

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Spencer Tierney

Can I Cash a Check at Any Bank?

Not every bank and credit union will cash checks if you aren't a customer, so you’ll need to evaluate your options.

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Chanelle Bessette

What Is Early Warning Services? Part of How Banks Fight Fraud

Early Warning Services is a fintech company that owns Zelle and provides data and information to financial institutions and companies to help them detect and prevent fraud.

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Ruth Sarreal

How to Open a Checking Account Online in 5 Steps

Choose the account, gather personal information, apply, fund your account and finish the setup.

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Spencer Tierney

How to Transfer Apple Cash to Your Bank Account

You can send Apple Cash to your bank account via Instant or ACH transfer.

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Margarette Burnette

CD Rate Forecast: Are CD Rates Going Up in 2026?

The year began in a falling-rate environment after three Fed rate cuts last year. Uncertainty about future rate cuts remains.

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Spencer Tierney

Where to Exchange Coins for Cash

Cash your coins at local banks, credit unions, certain retailers and Coinstar kiosks.

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Chanelle Bessette

Mobile Payment App Users Leave up to $316, on Average, in Apps

Most Americans use mobile payment apps, and plenty are keeping cash in these apps, despite the balances not having FDIC insurance.

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Erin El Issa

Are Money Market Accounts FDIC Insured?

Money market accounts offered by banks are insured through the FDIC.

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Margarette Burnette

What Is a Share Certificate?

A share certificate is a CD at a credit union. It works the same way a bank CD does.

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Ruth Sarreal

How Many Savings Accounts Should I Have?

Start with one savings account, but consider increasing that number as your financial goals change.

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Margarette Burnette

APY vs. Interest Rate: What’s the Difference?

The terms are sometimes used interchangeably, but APY and interest rate are different thanks to compound interest.

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Ruth Sarreal

Are Banks Open on Juneteenth? Bank Holidays 2026

Bank holidays are when banks are closed on a business day to observe a federal or local holiday. Find out if banks are open today or if it’s a bank holiday.

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Chanelle Bessette

How to Cash a Savings Bond

Learn how and where to cash a savings bond, and check the value first to determine when it’s worth it.

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Sara Clarke

Average Bank Interest Rates for Savings Accounts, CDs and More

These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.

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Margarette Burnette, Spencer Tierney, Chanelle Bessette, Ruth Sarreal

The Costs of Being Unbanked (and How to Minimize Them)

American unbanked households could be spending $230 million a year for just three financial services, but not all are ready to open accounts.

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Elizabeth Renter

Most Americans Save, but Many Can’t Cover a $1,000 Emergency

NERDWALLET 2023 CONSUMER SAVINGS REPORT

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Elizabeth Renter

Pros and Cons of Keeping Multiple Bank Accounts at Different Banks

It can be challenging to manage accounts at multiple banks, but there are benefits, like getting additional features.

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Chanelle Bessette, Margarette Burnette

What Is a Nonsufficient Funds, or NSF, Fee?

Your bank may charge a nonsufficient funds or NSF fee if you lack funds to pay for a check, transaction or payment.

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Chanelle Bessette

Banks With Early Direct Deposit

Early direct deposit means an early paycheck, but not all banking institutions offer this service.

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Spencer Tierney