Bank of America Pairs With Starbucks to Offer Extra Rewards

Earn 2% cash back, plus bonus Stars, when you use your Bank of America card for Starbucks app purchases.
Sara Rathner
By Sara Rathner 
Edited by Erin Hurd

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.


Like coffee and a pastry, Bank of America® and Starbucks are teaming up to offer a midmorning pick-me-up in the form of extra rewards.

Use your Bank of America® credit or debit card on the Starbucks app to make qualifying purchases and you’ll earn an extra 2% cash back, plus a bonus Star per $2 spent. Stars are the currency of Starbucks’ rewards program, and you can redeem a minimum of 25 Stars.

How to enroll

To enroll in this benefit, you must be a member of Starbucks Rewards program and have a Bank of America® card for purchases. Activate the offer through your Bank of America® account, under BankAmeriDeals. Then add your Bank of America® card to your Starbucks account.

All Bank of America and Merrill consumer and small business credit cards, as well as debit cards, can be used as part of this partnership. Qualifying Starbucks purchases include food and non-alcoholic beverages, packaged coffee, merchandise and gift cards (both new purchases and reloading of existing Starbucks Cards).

How rewards work

The 2% cash back is on top of any other cash back you may earn through your purchases, which can depend on the card you’re using.

Bank of America® Premium Rewards® Credit Card
NerdWallet rating 

The Bank of America® Premium Rewards® credit card, for example, earns 2 points per $1 spent on dining purchases. Since points are worth 1 cent each, you'll effectively earn 4x on Starbucks purchases made with the card. Plus, If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase.

Cash back will be issued to you as a statement credit or deposit into an eligible account, and these rewards will not expire. Starbucks Stars, however, expire six months after they’re earned. There’s no limit to how much cash back or Stars you can earn.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.