The Shops at Chase: What It Is and How It Works
The online marketplace features several top brands at which eligible Chase cardholders can shop with their cards and redeem points.
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Launched in June 2025, The Shops at Chase is an online shopping platform where eligible Chase cardholders can make purchases — using their cards, Chase Ultimate Rewards® points or both — at a variety of popular home, travel, electronics and clothing brands.
You generally don’t earn bonus rewards for shopping through The Shops at Chase, but the platform does feature occasional discounts and bonus point offers exclusive to Chase cardholders.
The Shops at Chase: The Basics
Holders of the credit cards in the Chase Freedom, Sapphire and Ink families have access to The Shops at Chase marketplace. Popular eligible cards include the Chase Sapphire Preferred® Card,Chase Sapphire Reserve®, Chase Freedom Flex®, Chase Freedom Unlimited® and Ink Business Preferred® Credit Card, among others.
Plus, certain eligible Chase cards offer credits exclusively for the online platform:
Chase Sapphire Reserve®: Cardholders earn a $250 credit when they spend $75,000 each calendar year.
Sapphire Reserve for Business℠: Cardholders earn a $500 credit when they spend $120,000 each calendar year.
The Shops at Chase is different from Shop Through Chase®, which is available through Chase's travel portal. The latter is also an online shopping site, but it features a wider variety of retailers — more than 1,000 — and allows cardholders to earn up to 15x Ultimate Rewards® points on top of what they earn with their cards.
When you make purchases through The Shops at Chase, you don’t earn any additional points beyond what you already earn with your card, unless there's a special promotion.
In such cases, only purchases made with an eligible Chase card will earn additional rewards. Purchases made with points will not.
What merchants are available?
As of this writing, The Shops offers 35 brands that cardholders can shop, including Aesop, Coach, Dell, Dyson, Garmin, Michael Kors, Samsung, Ray-Ban and more.
The marketplace also often offers limited-time, exclusive discounts at certain merchants. For instance, from Aug. 1 through Sept. 14, 2025, cardholders can save 15% at Boll & Branch, Shinola, Thule and Vitamix.
How does it work?
Cardholders can access the marketplace through their online account or Chase app. Item prices are shown both in point and dollar values, and you can pay using either or both options. Points can be redeemed at a 1:1 ratio on The Shops at Chase.
Each storefront has a homepage that you can browse. You can also filter items by product. When you make a purchase, your order will be shipped to the address associated with your Chase account.
1x-8x
Points100,000 Points + $500 Travel Credit
1x-5x
Points75,000
Points
1x-8x
Points200,000
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