PayPal Fee Calculator

Quickly calculate merchant fees for standard credit card payments, PayPal Checkout and Zettle transactions.
Kurt Woock
By Kurt Woock 
Edited by Sally Lauckner

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PayPal charges fees to process payments. The fees depend on which PayPal service your business uses. Common services include standard credit card payments, Checkout for online purchases and Zettle for in-person transactions.

PayPal fee calculator

Types of PayPal payment methods

There are three main ways to collect payment from customers via PayPal.

1. Standard online credit card and debit card PayPal payments

How it works: You add a PayPal button to your website. Customers are redirected to PayPal’s payments page to enter and submit payment information, which PayPal processes.

Cost: 2.99% plus 49 cents.

2. PayPal Checkout payments

How it works: Customers pay directly on your website without being redirected to PayPal's payments page. PayPal provides the payment gateway and processing.

Cost: 3.49% plus 49 cents.

3. PayPal Zettle card-present or QR code payments

How it works: You buy Zettle, which is PayPal's card reader device, to process in-person transactions.

Cost: 2.29% plus 9 cents.


Here's how several prominent payment processors stack up against PayPal.


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