Small-Business Loan Studies and Data Analysis

Stay up-to-date on the latest business loan funding statistics from NerdWallet Small Business.

About our research

NerdWallet analyzes data from small businesses funded through our loans marketplace to uncover trends in borrowing, approval, funding outcomes and more.

Our research combines information applicants report about their businesses with data about the financing they ultimately receive. It also leverages data from actual loan amounts applicants received and the type of business loan borrowers ended up with.

This hub brings together our flagship reports, featured charts and more. If you have any questions, contact [email protected] for assistance.

Latest reports

2026 insights

$900,000

Median annual revenue among approved borrowers.

60%

Of approved borrowers sought working capital.

$100,000

Median amount borrowers requested.

Featured charts

In the news

Featured video

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