How to Maximize the Hilton Honors AmEx Business Card

High points earning and automatic elite status are benefits not to miss on the Hilton Honors AmEx Business card.
Aug 16, 2021

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Credit card point bonuses and side benefits are enticing if you use them well. However, with so many credit card perks out there, you may need to adapt your card usage in order to get the most benefit from it. The Hilton Honors American Express Business Card is no different, and we’ve broken down some ways for you to get the most out of the card.

Spend on travel

If you have The Hilton Honors American Express Business Card, make sure you’re using it for your business travel spending. You’ll receive 6x Hilton Honors points on travel-related costs, including:

  • Flights booked with the airline or with AmEx Travel.

  • Car rentals from select companies. (You can also relax knowing that you have additional car rental loss and damage insurance.)

  • U.S. restaurants for dining on your trips.

  • U.S. gas stations.

Terms apply.

For your international travel, you’ll also benefit from no foreign transaction fees when you use this card. Terms apply.

Other bonus categories will help you benefit from your business spending, including 6x points on U.S. shipping purchases and wireless telephone services from U.S. providers. Finally, you’ll get 3x points on all other purchases. Terms apply.

Get your free stays at Hilton

To start, you’ll earn 12x Hilton Honors bonus points for spending at Hilton properties, including restaurant and spa charges billed to your room. Those 12x points will add up fast to a free night. Terms apply.

That’s not the only way to earn free stays at Hilton. You’ll earn a free weekend night reward after you make $15,000 in eligible purchases within a calendar year. Earn a second weekend night after you’ve spent an additional $45,000 in that calendar year. These free nights go a long way in accounting for the card’s $95 annual fee. Terms apply.

Upgrade your stays

Getting the most out of your card isn’t all about dollars and points. Sometimes the best benefits of a credit card are the perks that let you relax and enjoy your business travel or vacation more. The Hilton Honors American Express Business Card offers complimentary Gold status in the Hilton Honors loyalty program, which gives you an 80% bonus on base points earned from Hilton Honors, room upgrades when available and free continental breakfast. Gold members also get a fifth night for free on stays of five or more nights booked with reward points. Terms apply.

If Gold status isn’t enough to make you feel the value of this card, you only have to spend $40,000 on eligible purchases within a calendar year to reach Diamond status. In addition to the Gold perks, you’ll receive executive lounge access, premium Wi-Fi and a 100% bonus on base points. Terms apply.

Visit a lounge before your flight

Priority Pass Select membership comes with The Hilton Honors American Express Business Card, making your business travel a little more comfortable. Enjoy 10 complimentary visits to any of the 1,300 Priority Pass locations across the globe. After the 10th visit, you’ll be able to use these airport lounges at the guest rate. Enrollment is required. Terms apply.

Get that welcome bonus

To make the most of The Hilton Honors American Express Business Card, don’t leave the welcome bonus on the table. Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership. Terms Apply. NerdWallet values these points at 0.5 cent apiece, making this a fairly valuable bonus. Those points will take you well on your way to a relaxing vacation or can help minimize some of your business travel expenses.

The Hilton Honors American Express Business Card has a lot to offer those looking for a small business card that brings big benefits for frequent Hilton guests and business travelers. With 12x Hilton Honors points at Hilton properties, free nights, upgraded stays, lounge access and more, make sure you get the most of your card perks. Terms apply.

To view rates and fees of The Hilton Honors American Express Business Card, see this page.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2022, including those best for:

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