Skip to contentNerdWallet Home Page
Sign InJoin
June Sham's avatar

June Sham

Lead Writer
Expertise
  • Personal finance •
  • retirement
How I Think About Money “Being responsible with money doesn't require an all-or-nothing approach — instead, knowing your priorities and becoming financially literate can help you decide how to enjoy your present while still preparing for your future. ”
3+ Years of Experience
70+ Articles Written
6M+ Readers Reached
Previous experience
Bankrate
Education
B.A. in creative writing from University of California, Riverside
Organizations
Asian American Journalists Association
June Sham is a lead writer on NerdWallet’s investing and taxes team covering retirement and personal finance. She is a licensed insurance producer, and previously was an insurance writer for Bankrate specializing in home, auto and life insurance. She earned her Bachelor of Arts in creative writing at the University of California, Riverside.

Products that deliver

Tools that work, so you don't have to

Curated financial resources
Financial planning tools
How Much Should Be in Your 401k Right Now?
8:29
Featured video

How Much Should Be in Your 401k Right Now?

In this video, we will be diving into how much you should have in your 401k by age. We will be looking at updated numbers for 2025. Keep in mind, these numbers are a general rule of thumb and each situation is going to be different. NerdWallet Retirement Account Statistics: https://www.nerdwallet.com/article/investing/retirement-statistics Fidelity Guidelines: https://www.fidelityworkplace.com/s/page-resource?cId=fidelity_building_financial_futures_report) Download the NerdWallet App 👉 https://click.nerdwallet.com/3687710914/38eyx5gc?af_qr=true #401k #retirement #investing #personalfinance #retirementplanning Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com Are you on track with your retirement savings? Today we break down updated numbers for planning for retirement in 2025, showing how much you should have in your 401k by different ages. Plus, it covers important facts about retirement, helping you with your retirement planning and overall financial planning.

The latest from June