Coast FIRE Calculator: Estimate When You Could Coast

Some people may choose to pump the brakes on investing for retirement once they reach their "Coast FIRE number." What's yours?

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Editor & Content Strategist
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Fill in the fields below to estimate your Coast FIRE number. A few things to note:

  • Annual spending in retirement: A good starting point is to assume you’ll need about 70% to 90% of your current income in retirement. 

  • Expected annual return: While the stock market has an average return of about 10% over the long term, this doesn’t account for inflation or other variables. For a more accurate estimate, we suggest using a figure from 5% (more conservative) to 7% (more aggressive).

This tool was created by our editorial team with the assistance of AI. It has been reviewed by our team for accuracy and quality.