Pros

Monthly service fees are either nonexistent or easy to avoid.
Over 54,000 free ATMs available.

Cons

0.25% APY on basic savings; better rates available elsewhere.
Doesn't participate in shared branching.

Overall

4.0

Connexus Credit Union’s checking options are excellent, and its website and online and mobile banking platforms are generally helpful. The credit union’s savings accounts, however, aren’t especially good, and members don’t have access to many branch locations.

Ratings methodology | Updated April 10, 2017

Checking

4.5

Xtraordinary checking offers an APY of 1.75% for balances up to $25,000. You will, however, have to meet several requirements to qualify for this account. If you’re able to satisfy these requirements, Connexus will cover up to $25 for fees racked up at other banks’ domestic ATMs.

Innovative and MyRewards checking weren’t factored into our ratings, but both are very good alternatives. The former doesn’t have a monthly fee or sign-up requirements. But it also doesn't pay interest. MyRewards, meanwhile, offers an annual percentage yield of 1.35% on balances up to $25,000. You’ll have to meet a few requirements to qualify.

Xtraordinary Checking
$0
Monthly fee
None
Balance to waive monthly fee
Learn moreat Connexus Credit Union
Personal Savings Account
at Connexus Credit Union
Share Certificate
at Connexus Credit Union
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Overall
Customer service
Excellent
Website / app
Excellent
Rates
Good
Fees
Low
Great
Everything seems to be going good.
Overall
Customer service
Excellent
Website / app
Excellent
Rates
Excellent
Fees
Fair
Really great checking and cd rates!
They have the highest rates for checking account and share certificates of deposit in the country. They also have a fantastic app with tons of features, and customer service has always been great.
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