Chase Savings Account Interest Rates: How They Compare

Chase savings accounts have low annual percentage yields. The Chase Savings℠ account rate is 0.01% effective as of 05/07/2025. Interest rates are variable and subject to change. Chase Premier Savings℠ interest rates are slightly higher, but they still don't compare to the yields of the best online savings accounts. Some high-yield accounts have rates north of 4%.

Chase savings rates and fees

» Learn more: Read NerdWallet’s Chase review

How Chase compares with online banks

Large banks like Chase, with thousands of branches, tend to have accounts with higher monthly fees and lower savings rates. If you are looking for accounts that earn high yields, you will find better options with online-only accounts. Along with higher rates, many have no monthly fees or minimum balance requirements.

Compare Chase's savings to savings rates at a few online banks:

• Barclays savings rate

• Marcus savings rate

• American Express savings rate

• Ally savings rate

» Check out more high-interest rate options with NerdWallet’s best high-yield online savings accounts

Chase CDs

Chase also offers certificates of deposit, a type of savings account with a fixed interest rate that also requires you to keep your money deposited for a certain amount of time. Chase’s CD offerings include many term lengths, from one month to 10 years. But the CDs have a $1,000 minimum opening deposit and better rates can be found elsewhere.

» Dive deeper: Read about Chase CD rates and how they compare to others

How much interest could you be earning? Find out with the calculator below. The higher the rate, the faster your money can grow.

Savings calculator

» Looking for a bank bonus? Read our write-up of Chase bank promotions