Are Unsecured Personal Loans Safe?
Unsecured loans are safe if they come from a bank, credit union or reputable online lender that checks your credit, fully discloses the costs and terms of the loan, and…
Annie Millerbernd
Annie covers personal loans for NerdWallet. She previously worked as a content strategist for USAA and as a data reporter for the San Antonio Express-News. She graduated with a degree in journalism from the University of Minnesota.
Posts by Annie Millerbernd:
What’s a Good Reason to Get a Personal Loan?
Unsecured personal loans can pay for almost anything. Their flexibility makes them easy to turn to when you want to consolidate your debts or put in that kitchen island. But…
6 Ways to Use a Personal Loan
You can use funds from an unsecured personal loan just about any way you want. Use a debt consolidation loan, for example, to roll multiple debts into a single loan.…
9 Alternatives to Payday Loans to Consider During the COVID-19 Crisis
Getting quick access to cash can be difficult in even the best of times. But COVID-19 has the economy in disarray, many people have yet to receive their relief checks…
5 Do’s and Don’ts of Repaying Your Personal Loan Early
When you’re nearing the end of a long personal loan road, it’s tempting to wrap your payments up a few months early. Who doesn’t yearn to see that balance zero…
Here’s How Personal Loan Deferment Works
If you can’t pay your personal loan due to financial hardship — including difficulties brought on by the COVID-19 crisis — many lenders offer short-term deferment plans that will let…
Can a Personal Loan Help During a Crisis? 5 Questions to Ask
Many Americans will soon receive government-issued stimulus checks, providing relief from the economic hit of the COVID-19 crisis. The money is welcome assistance for some, but it may not stretch…
How I Ditched Debt: Trimming Small Expenses to Achieve a Big Goal
In this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. [Editor’s note: Whether accelerating student loan payments makes sense for you…
COVID-19: Loan Options and Payment Relief
The COVID-19 crisis is sparing almost no one when it comes to finances. For some, stimulus checks and debt relief won’t be enough, and they’ll need to borrow money. Those already…
Solar Loan Calculator: Estimate Your Monthly Solar Loan Payments
Solar panel systems have high upfront costs, but over time, you should make your money back in savings on your utility bill and an increase in your home value. If…
