How to Buy a House Without Help From Your Family
On the highway to homeownership, coming up with a sufficient down payment continues to be one of the biggest roadblocks. In fact, many prospective home buyers, particularly first-timers, find it…
Beth Buczynski
Beth Buczynski is a mortgages and homeownership editor whose work has been featured by The Associated Press, The Washington Post, USA Today and Money magazine, among others. She's also survived two home purchases, two mortgage refinances and one home sale. (Selling was the most stressful.) Email: [email protected]
Posts by Beth Buczynski:
Jumbo Loans: When a Regular Mortgage Isn’t Enough
What is a jumbo loan? A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming…
6 Types of Conventional Loans All Home Buyers Should Know
Conventional loans are a popular mortgage option, even for first-time home buyers. But it may surprise you to learn there’s more than one type of conventional loan. Keep reading to learn more…
Conventional Loan Requirements for 2021
When buying a home, many people opt for a conventional loan, a type of mortgage that’s readily available from most lenders. Conventional loans aren’t backed by a government agency, but…
FHA Appraisal Requirements for Homes and Condos
To use an FHA loan, both the borrower and property must meet certain criteria. You’ll have to satisfy your lender’s financial requirements, and the property will have to satisfy the…
What Is an FHA 203(k) Loan?
An FHA 203(k) loan allows you to buy or refinance a home that needs work and roll the renovation costs into the mortgage. You’ll get a loan that covers both…
5 Tips for Finding the Best Mortgage Lenders for First-Time Buyers
The best mortgage lenders for first-time home buyers embrace FHA, VA and USDA loans and have low minimum down payments. Here are tips to find the best lender.
What You Should Know About Buying a Fixer-Upper
Buying a fixer-upper can provide a shortcut to homeownership for first-time home buyers, or a way for repeat buyers to afford a larger home or a better neighborhood. With the…
The Choice Renovation Loan From Freddie Mac
A renovation loan is a smart way to purchase a home that’s in less-than-perfect shape. The CHOICERenovation loan is one of several home renovation mortgages buyers can consider. Like FHA…
Buying an Energy-Efficient Home: A Financially Bright Idea
Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star —…
