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Ryan Lane

Ryan Lane is a NerdWallet writer who covers small businesses and student loans. His work has been featured by The Associated Press, USA Today and MarketWatch. He spent more than a decade as a writer and editor for student loan guarantor American Student Assistance. He also co-authored the U.S. News & World Report "Student Loan Ranger" blog. Email: [email protected].

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Posts by Ryan Lane:

Best Startup Business Loans for Bad Credit

Ryan Lane
March 3, 2021

Online lenders offer startup business loans for bad credit, but many come with unfavorable terms. Here are our picks for the best in class.

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8 Best Business Auto Loans of 2021

Ryan Lane
Feb. 24, 2021

If your company relies on one or more vehicles, a business auto loan can be an affordable way to buy a car, van or truck — or refinance one you…

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6 Best Banks for Small-Business Loans in 2021

Ryan Lane
Feb. 24, 2021

Banks are best for small-business loans if your company has been around more than a year and doesn’t need cash fast. Approvals can take months and are far from a…

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How to Keep Your Student Loan Payment at $0

Ryan Lane
Feb. 8, 2021

President Biden announced on Jan. 20 that most federal student loan payments would be suspended interest-free through September 2021 due to the ongoing pandemic. Once the suspension lifts, though, a…

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State Student Loans and Nonprofit Lenders

Ryan Lane
Feb. 5, 2021

State student loans come from nonprofit and state-based agencies. These lenders can help you pay for college or refinance existing education debt.

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Take Advantage of Student Loan Breaks Before 2020 Ends

Ryan Lane
Dec. 22, 2020

Talk of student loan forgiveness has borrowers looking forward to 2021. But many already benefited from some unprecedented events in 2020: An administrative forbearance has paused most federal loan payments…

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Should You Refinance Part of Your Student Loans?

Ryan Lane
Dec. 22, 2020

If she could do it over, Vy Chuong says she would. Chuong, 26, from Seattle, refinanced roughly $55,000 in federal student loans with a private lender in February. A month…

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Can You Pay Off Student Loans in One Lump Sum?

Ryan Lane
Dec. 11, 2020

You can use a lump sum to pay down or pay off student loans. There are never any penalties for prepaying federal or private student loans. You’ll save time and…

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Read This Before You Refinance Federal Student Loans

Ryan Lane
Dec. 8, 2020

Refinancing student loans at a lower interest rate can put more money in your pocket. With federal student loan bills restarting soon and refi rates near historic lows, it might…

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Can You Use a Personal Loan to Pay Off Student Loans?

Ryan Lane
Dec. 2, 2020

Many lenders won’t let you use a personal loan to pay off student loans. But even if they did, you likely wouldn’t want to. Personal loans typically come with higher…

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