Should You Refinance Federal Student Loans?
You should refinance federal student loans only if you’re comfortable giving up federal loan protections and it will save you money. If you would answer “yes” to any of these…
Ryan Lane
Ryan is a writer at NerdWallet covering student loans. He previously spent more than a decade at the national nonprofit American Student Assistance, and his work has appeared in U.S. News & World Report’s Student Loan Ranger blog. When not helping borrowers, Ryan loves spending time with his wife and two young kids. You can reach him at rlane@nerdwallet.com.
Posts by Ryan Lane:
How to Stop Student Loan Tax Garnishment
Defaulting on federal student loans means your loan holder can seize your state and federal tax refunds. You can stop student loan tax garnishment, but you need to act fast…
Income Share Agreements: What Students Should Know Before Signing
When you sign an income share agreement, or ISA, you promise to pay an investor a slice of your future salary over a period of time after leaving college. ISAs…
Take the Next Step With Your Student Loans in 2019
It’s great to think big with your New Year’s resolution, like saying you’ll pay off your student loans in 2019. But a goal that big often doesn’t even make it…
How to Get the Student Loan Interest Deduction
The student loan interest deduction lets you deduct up to $2,500 from your taxable income if you paid interest on student loans in 2018. If you fall into the 22%…
How to Get the American Opportunity Credit or Lifetime Learning Credit
The American opportunity credit and lifetime learning credit are rewards from Uncle Sam for investing in your future each year you’re in school. You can claim either tax credit for education expenses you…
Guide to Filing Taxes With Student Loans
When filing taxes with student loans, remember this one important thing: Don’t report your loans as income. Student loans aren’t taxable because you’ll eventually repay them. If you took out…
