How to Pay for Law School
If you’re planning to go to law school, plan on going into debt: 75% of law students take out student loans, according to Law School Transparency, a nonprofit organization. Borrowing may…
Ryan Lane
Ryan is a writer at NerdWallet covering student loans. He previously spent more than a decade at the national nonprofit American Student Assistance, and his work has been featured by The Associated Press and in U.S. News & World Report’s Student Loan Ranger blog. When not helping borrowers, Ryan loves spending time with his wife and two young kids. You can reach him at rlane@nerdwallet.com.
Posts by Ryan Lane:
2020 Election: The Student Loans Issues
As the Democratic Party debates build toward the 2020 general election, you’ll hear presidential candidates talk about loan forgiveness, free college, even canceling student debt altogether. Some will offer hyper-detailed…
How Much Are Collection Costs on Defaulted Student Loans?
When a student loan defaults, your loan servicer can place it with a collection agency. Collection costs are one way these agencies earn money for recovering the past-due debt. These…
Student Loan Rehabilitation: What It Is and When to Use It
Student loan rehabilitation is a one-shot opportunity for borrowers to get federal student loans out of default. Private student loans are not eligible for rehabilitation. Rehabilitation takes longer than student…
What Happens If You Miss a Student Loan Payment?
If you miss a student loan payment, you’re not alone: More than 3 million borrowers were at least one month behind, or “delinquent,” on their federal Direct Loans as of…
Student Loan Deferment: What It Is and Who May Benefit
Student loan deferment can pause your monthly loan payments, often for a maximum of three years. Even if you qualify for a deferment, you probably shouldn’t use it unless the…
Why Your Financial Aid May Plummet After Freshman Year
Grants and scholarships are the best ways to pay for college because you don’t have to repay them. But if you chose a college because it offered you the most…
Is There a Statute of Limitations on Student Loans?
There is no statute of limitations on federal student loans. Private student loans do have a statute of limitations, with lengths varying from state to state. When collecting a debt,…
Don’t Give Up on Public Service Loan Forgiveness
New data from the U.S. Department of Education show that 518 borrowers’ federal student loans have been canceled via Public Service Loan Forgiveness as of March 2019. The average amount forgiven…
Student Loan Partial Financial Hardship Calculator
It’s easy to feel like you can’t afford your student loan payments. The federal government determines whether that’s the case by seeing if you have what’s known as a partial…
