The Plum Card® from American Express
on American Express's website
The Plum Card® from American Express
American Express is a NerdWallet Partner
Card details
Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
Use the power of the Plum Card to buy big for your business.
No Foreign Transaction Fees.
Introductory annual fee of $0 for the first year, then $250
Terms & Restrictions Apply.
Rates, fees & offers
Annual fee
$0 intro for the first year, then $250
Rewards rate
1.5%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: N/A
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 intro for the first year, then $250 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
Rating details
3.3
Editor's overall rating
Pros and cons
Pros
High rewards rate
No foreign transaction fee
Cons
Has annual fee
The Plum Card® from American Express offers a unique way for business owners to look at their accounts payable. It offers a 1.5% "early pay" discount on the portion of your balance that you pay within 10 days of your statement closing date. You can also choose to defer a portion of your balance for up to 60 days without incurring interest.
Unlike many American Express cards, The Plum Card® from American Express has no foreign transaction fees. However, it does have a relatively high annual fee: $0 intro for the first year, then $250. It's also a charge card, so you must pay your balance in full each month.
Check out our full review for more information on The Plum Card® from American Express.
