The Plum Card® from American Express
on American Express's website, or call (866) 512-6673
The Plum Card® from American Express
American Express is a NerdWallet Partner
Card details
Recommended credit score
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, if you pay your minimum due.
Use the power of the Plum Card to buy big for your business.
Unlock new opportunities with a spending limit that can grow with your business.
Additional Employee Cards at no annual fee – and an early pay discount on employee spending.
No Foreign Transaction Fees.
Introductory annual fee of $0 for the first year, then $250
Terms & Restrictions Apply.
Rates, fees & offers
Annual fee
$0 for the first year, then $250
Rewards rate
1.50%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: N/A
Foreign transaction fee
None
NerdWallet review
By Ben Luthi
Rating details
2.6
Editor's overall rating
Recommended credit score
Pros and cons
Pros
High rewards rate
No foreign transaction fee
Cons
Has annual fee
The Plum Card® from American Express offers a unique way for business owners to look at their accounts payable. It offers a 1.5% "early pay" discount on the portion of your balance that you pay within 10 days of your statement closing date. You can also choose to defer a portion of your balance for up to 60 days without incurring interest.
Unlike many American Express cards, The Plum Card® from American Express has no foreign transaction fees. However, it does have a relatively high annual fee: $0 for the first year, then $250. It's also a charge card, so you must pay your balance in full each month.
Check out our full review for more information on The Plum Card® from American Express.
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