- No annual fee
- $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%.
APR: 13.24% - 23.24% Variable APR
Penalty APR: up to 29.99% APR
Cash Advance APR: See Terms
- No annual fee
- Cash sign-up bonus
- Cash rewards
- Rewards accelerator if you bank with Bank of America or Merrill Lynch
- If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
$100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
0% on Purchases for 12 billing cycles and 0% on Balance Transfers for 12 billing cycles for balance transfers made in the first 60 days
Recommended credit score
The BankAmericard Cash Rewards™ credit card is one of the better general-purpose cards available, since you get 3% back on gas and 2% cash back at grocery stores and wholesale clubs, up to $2,500 in combined quarterly spending. And it's an even better deal if you have a Bank of America® account: You'll get an additional 10% bonus on your cash back whenever you redeem your rewards as a Bank of America® deposit. That means you could potentially earn up to 3.3% on gas purchases, all for an annual fee of $0. You’ll also get a decent sign-up bonus: $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
If you’re looking for big rewards at the grocery store, the BankAmericard Cash Rewards™ credit card isn’t your best bet. But if you want to earn more at the pump, and you have a Bank of America® account, this card is a great deal.
Read our full review here.
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