Advertiser Disclosure

BankAmericard Cash Rewards™ Credit Card

Apply Nowon Bank of America’s secure website, or call (877) 754-6706.

BankAmericard Cash Rewards™ Credit Card

Apply Nowon Bank of America’s secure website, or call (877) 754-6706.

Card Details

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals

APR, Variable

APR: 12.99% - 22.99% Variable

Penalty APR: See Terms

Cash Advance APR: See Terms

Pros

  • No annual fee
  • Cash sign-up bonus
  • Cash rewards
  • Rewards accelerator if you bank with Bank of America or Merrill Lynch

Cons

  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards

Rewards rate

1.00%

Annual fee

$0.00

Intro APR

0% Introductory APR on purchases for 12 billing cycles and 0% Intro for 12 billing cycles for balance transfers made in the first 60 days

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