Barclaycard Miles & More® World Elite Mastercard®

Barclaycard Miles & More® World Elite Mastercard®

on Barclays's website

Barclaycard Miles & More® World Elite Mastercard®

Barclaycard Miles & More® World Elite Mastercard®

Barclaycard Miles & More® World Elite Mastercard®

on Barclays's website

Card details

  • Earn 20,000 bonus miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days

  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners

  • Earn 1 award mile per $1 spent on all other purchases everywhere Mastercard is accepted

  • Convert award miles earned on purchases into status miles. Once each year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles converts to 1,000 status miles

  • You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1 mile per dollar

  • Bonus offer

    Earn 20,000 bonus miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days

  • Intro APR

    0% introductory APR on balance transfers for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening, and then the ongoing APR of 18.24% or 27.24% based on your credit worthiness.

  • Ongoing APR

    APR: 18.24% or 27.24% based on your credit worthiness

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

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NerdWallet review

By Gregory Karp

Rating details

3.6

Editor's overall rating

Pros and cons

Pros
  • 0% introductory APR on balance transfers for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening, and then the ongoing APR of 18.24% or 27.24% based on your credit worthiness.

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

The Barclaycard Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.

The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.

It also comes with a sign-up bonus: Earn 20,000 bonus miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.

If you spread around your flying among different airlines, a general travel card might be more rewarding.

For more information, see our full review of this card.

User Reviews

Rating Details

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