Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Card details

  • Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee

  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners

  • Earn 1 award mile per $1 spent on all other purchases.

  • Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.

  • Receive a Companion Ticket annually; subject to taxes and fees.

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee.

  • Intro APR

    0% introductory APR on balance transfers for the first fifteen billing cycles

  • Ongoing APR

    APR: 17.49% - 26.49% Variable APR

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Gregory Karp

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • 0% introductory APR on balance transfers for the first fifteen billing cycles

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

The Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.

The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.

It also comes with a sign-up bonus: Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee.. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.

If you spread around your flying among different airlines, a general travel card might be more rewarding.

For more information, see our full review of this card.