Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

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Card details

  • Earn 50,000 award miles if you spend $3,000 in purchases and paying the annual fee, both within the first 90 days.

  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.

  • Earn 1 award mile per $1 spent on all other purchases.

  • Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.

  • Receive a Companion Ticket after each account anniversary (taxes and fees apply).

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 award miles if you spend $3,000 in purchases and paying the annual fee, both within the first 90 days.

  • Intro APR

    0% intro APR on Balance Transfers for 15 months

  • Ongoing APR

    APR: 15.99%-24.99% Variable APR

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    0% of each transaction in U.S. dollars.

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$89

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

15.99%-24.99% Variable APR

Rates & Fees

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

0% intro APR on Balance Transfers for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • Intro APR on balance transfers

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

The Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.

The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.

It also comes with a sign-up bonus: Earn 50,000 award miles if you spend $3,000 in purchases and paying the annual fee, both within the first 90 days.. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.

If you spread around your flying among different airlines, a general travel card might be more rewarding.

For more information, see our full review of this card.