Lukoil-Getty Credit Card

Lukoil-Getty Credit Card

on Barclays's secure website

Lukoil-Getty Credit Card

Lukoil-Getty Credit Card

Lukoil-Getty Credit Card

on Barclays's secure website

Card details

  • Earn 1 point per $1 spent on purchases

  • 4% back at Lukoil and Getty stations on up to $1250 spend per month

  • 1% elsewhere

  • Double rewards during first 2 months

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    Purchase: None

    Transfer: 0% for 6 mos

  • Ongoing APR

    Min APR: 12.24%

    Max APR: 17.24%

    Penalty APR: Up to 30.99%

    Cash Advance APR: 25.99%

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3%

Recommended credit score

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NerdWallet Review

By Tim Chen

Rating Details

3

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • 0% for 6 mos on transfers

Cons

    Verdict - This card is almost great, but lacks bonus categories outside of gasoline. If you are only concerned about getting great gas rewards, try the PenFed Platinum CashBack and American Express Blue Cash, both of which are unequivocally better rewards cards for gas.

    The most obvious limitation of the Lukoil - Getty card is that you can only get 4% back at Lukoil or Getty stations. This is unnecessarily confining because there are cards that get you 5% back at all gas stations (except Costco & Wholesalers), on top of other rewards, namely the PenFed Platinum CashBack and American Express Blue Cash.

    Another thing to consider is that Lukoil and Getty are not the cheapest gas stations, so you may be better off pumping cheaper gas at an alternate location rather than earning 4% rewards at Lukoil and Getty. Therefore we have to conclude that you should not get this credit card despite the great 4% rewards rate, because there are better options out there. You can easily compare them all on our gas credit cards page.

    User Reviews

    Rating Details

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