Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Gap Visa® Credit Card

Card details

  • Earn 5 points for every $1 spent at Gap Inc. brands in-store and online

  • Earn 1 point for every $1 spent everywhere Visa is accepted

  • $5 Reward for ever 500 points you earn

  • Extra 10% off every time you shop at Gap and Gap Factory Stores

  • No annual fee

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer


  • Intro APR


  • Ongoing APR

    APR: 28.24% Variable

    Cash Advance APR: 29.24%, Variable

  • Foreign transaction fee


Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Robin Saks Frankel

Rating details


Editor's overall rating

Pros and cons

  • Qualify with average credit

  • No annual fee

  • High APR

The Gap Visa® Credit Card, issued by Synchrony, can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.

The $0-annual-fee card earns elevated rewards at Gap and other retailers under the Gap umbrella, but those rewards can be used only within those Gap Inc. brand stores.

For more information, see NerdWallet's review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.