American DreamCard

American DreamCard

American DreamCard

American DreamCard

American DreamCard

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Card details

  • Annual fee is $0, $39, or $59 depending on your creditworthiness

  • Every purchase above $1 enters you into a monthly drawing for a jackpot

  • Jackpots have ranged from $10,000 to $45,000 from Nov 2004 to present

Rates, fees & offers

  • Annual fee

    $59

  • Rewards rate

    0.00%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Min APR: 15.74%, Variable

    Max APR: 22.74%, Variable

    Penalty APR: 29.74%, Variable

    Cash Advance APR: 23.49%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Capital One American DreamCard (TM) Platinum Credit Card

American DreamCard

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$59

Annual fee

$0

Annual fee

$0

Regular APR

15.74% - 22.74% Variable

Regular APR

19.99%-29.99% Variable APR

Rates & Fees

Regular APR

20.49%-29.24% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies

Intro APR

0% intro APR on purchases and Balance Transfers for 15 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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