
Lowe's Advantage Card
Lowe's Advantage Card

Lowe's Advantage Card
Card details
Get 20% off when you open and use a new account. Up to $100 discount. Offer ends 1/31/23. Then, enjoy everyday savings of 5% off your eligible purchase or order when charged to your Lowe's account.
Pay over time with Lowe’s Special Financing on purchases of $299 or more. Enjoy 6 months Special Financing on each qualifying purchase.
Tackle your next project with Lowe’s financing options. Enjoy up to 84 fixed monthly payments with reduced APR financing until paid in full when you use the Lowe’s Advantage Credit Card on any purchase $2,000 or more.
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
Purchase: 26.99%, Variable
Foreign transaction fee
N/A
Recommended credit score
NerdWallet review
By Paul Soucy
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Rating details
4
Editor's overall rating
Pros and cons
Pros
No annual fee
High rewards rate
New cardholder bonus offer
Cons
Rewards have limited flexibility
No 0% intro APR
If you're a Lowe's loyalist, the Lowe's Advantage Card can make a lot of sense.
Unlike store cards that give you rewards points that have value only if you return to the store and spend more money, this $0-annual-fee card gives you a flat 5% discount on almost everything at Lowe's.
The card also offers deferred-interest financing for larger purchases — but if you take advantage of it, you need to be careful, or you could be in for a nasty surprise.
For more information, see NerdWallet's full review of this card.