Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

on Navy Federal Credit Union's website

Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

Navy Federal Credit Union® Platinum Credit Card

on Navy Federal Credit Union's website

Card details

  • Enjoy the lowest rate of Navy Federal Credit Union's credit cards

  • No annual fees

  • No balance transfer fees

  • No foreign transaction fees

  • No cash advance fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    0% on Balance Transfers for 12 months

  • Ongoing APR

    Min APR: 8.24%, Variable

    Max APR: 18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet Review

By Robin Saks Frankel

Rating Details

3.5

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons
  • No rewards

For those looking to zap some high-interest debt, the Navy Federal Credit Union® Platinum Credit Card features a triple-zero punch of money-saving features: a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.

There's no such intro APR for purchases, but the card still offers a potentially low ongoing rate for those who can qualify: 0% on Balance Transfers for 12 months, and then the ongoing APR of 8.24% - 18.00% Variable.

It doesn't earn rewards, and you must be a Navy Federal Credit Union member to get the card.

For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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