Enjoy the lowest rate of Navy Federal Credit Union's credit cards
No annual fees
No balance transfer fees
No foreign transaction fees
No cash advance fees
Rates, fees & offers
0% on Balance Transfers for 12 months
Min APR: 8.24%, Variable
Max APR: 18.00%, Variable
Penalty APR: Up to 18.00%, Variable
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and Cons
No annual fee
Intro APR period on Balance Transfers
No foreign transaction fee
For those looking to zap some high-interest debt, the Navy Federal Credit Union® Platinum Credit Card features a triple-zero punch of money-saving features: a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.
There's no such intro APR for purchases, but the card still offers a potentially low ongoing rate for those who can qualify: 0% on Balance Transfers for 12 months, and then the ongoing APR of 8.24% - 18.00% Variable.
It doesn't earn rewards, and you must be a Navy Federal Credit Union member to get the card.
For more information, see NerdWallet's full review of this card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.