Navy Federal Credit Union® Platinum Credit Card
Navy Federal Credit Union® Platinum Credit Card
Navy Federal Credit Union® Platinum Credit Card
Card details
Enjoy the lowest rate of Navy Federal Credit Union's credit cards
No annual fees
No balance transfer fees
No foreign transaction fees
No cash advance fees
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
None.
Intro APR
0% intro APR on balance transfers for 12 months
Ongoing APR
APR: 5.99%-18.00%, Variable
Penalty APR: Up to 18.00%, Variable
Cash Advance APR: 20.00%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | ||
Annual fee$0 | Annual fee$95 | Annual fee$0 |
Regular APR15.99%-22.99% Variable APR | Regular APR14.99%-24.99% Variable APR | |
Intro APR0% intro APR on balance transfers for 12 months | Intro APRN/A | Intro APR0% intro APR for 15 months on purchases and balance transfers |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.3
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
No balance transfer fee
No foreign transaction fees
Cons
Must be a member/customer
No new cardholder bonus offer
No rewards
For those looking to zap some high-interest debt, the Navy Federal Credit Union® Platinum Credit Card features a triple-zero punch of money-saving features: a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.
There's no such intro APR for purchases, but the card still offers a potentially low ongoing rate for those who can qualify: 0% intro APR on balance transfers for 12 months, and then the ongoing APR of 5.99%-18.00%, Variable.
It doesn't earn rewards, and you must be a Navy Federal Credit Union member to get the card.
For more information, see NerdWallet's full review of this card.
