Santander Sphere® Credit Card
Santander Sphere® Credit Card
Santander Sphere® Credit Card
Card details
Earn one point for every dollar you spend with no limit
No annual fee
0% Intro Annual Percentage Rate on balance transfers for 18 billing cycles if taken within 90 days of account opening.
0% Intro APR on purchases for the first 18 billing cycles of your account opening.
Rates, fees & offers
Annual fee
$0
Rewards rate
1 point per dollar
Bonus offer
N/A
Intro APR
Purchase: 0% for 18 mos
Transfer: 0% for 18 mos
Ongoing APR
Min APR: 14.49%, Variable
Max APR: 24.49%, Variable
Penalty APR: Up to 31.99%, Variable
Cash Advance APR: 26.49%, Variable
Balance transfer fee
4%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Santander Sphere® Credit Card | ||
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Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR14.49% - 24.49% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 18 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |