Santander Sphere® Credit Card

Santander Sphere® Credit Card

Santander Sphere® Credit Card

Santander Sphere® Credit Card

Santander Sphere® Credit Card

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Card details

  • Earn one point for every dollar you spend with no limit

  • No annual fee

  • 0% Intro Annual Percentage Rate on balance transfers for 18 billing cycles if taken within 90 days of account opening.

  • 0% Intro APR on purchases for the first 18 billing cycles of your account opening.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1 point per dollar

  • Bonus offer

    N/A

  • Intro APR

    Purchase: 0% for 18 mos

    Transfer: 0% for 18 mos

  • Ongoing APR

    Min APR: 14.49%, Variable

    Max APR: 24.49%, Variable

    Penalty APR: Up to 31.99%, Variable

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

Santander Sphere Credit Card

Santander Sphere® Credit Card

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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

14.49% - 24.49% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

Purchase: 0% for 18 mos

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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