1-2-3 REWARDS® Visa® Card

1-2-3 REWARDS® Visa® Card

1-2-3 REWARDS® Visa® Card

1-2-3 REWARDS® Visa® Card

1-2-3 REWARDS® Visa® Card

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Card details

  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers

  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC; 3 points per $1 spent on Kroger family of brand products

  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)

  • 1 point per $1 spent anywhere Visa Cards are accepted

  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter

  • 0% intro APR* for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%

  • $0 annual fee*

Rates, fees & offers

  • Annual fee

    $0*

  • Rewards rate

    0.50%

  • Bonus offer

    Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.

  • Intro APR

    0% Introductory APR for 9 billing cycles on purchases and balance transfers

  • Ongoing APR

    APR: 13.99% - 23.99%* (Variable)

    Cash Advance APR: 25.99%, Variable

  • Balance transfer fee

    4%

  • Foreign transaction fee

    2.8%

Recommended credit score

Compare to other cards

US Bank 1-2-3 Rewards Visa Card Credit Card

1-2-3 REWARDS® Visa® Card

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NerdWallet rating 
NerdWallet rating 
Annual Fee

$0*

Annual Fee

$95

Annual Fee

$0

Regular APR

13.99% - 23.99%* (Variable)

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% Introductory APR for 9 billing cycles on purchases and balance transfers

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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