U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®
U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®
U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®
Card details
Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card within the first 90 days of account opening.
3% cash back on cellular, gas stations and office supply store net purchases
1% cash back on other net purchases
No cap on total rewards and they never expire!
Plus, a 25% Annual Cash Rewards bonus, up to $250
No annual fee*
Net purchases are purchases minus credits and returns
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
Intro APR
0%* on purchases for 9 billing cycles*
Ongoing APR
APR: 13.74% - 24.74% Variable APR
Cash Advance APR: 25.74%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard® | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.74% - 24.74% Variable APR | Regular APRSee Terms | |
Intro APR0%* on purchases for 9 billing cycles* | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
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Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Cons
Needs excellent credit
The U.S. Bank Business Cash Rewards World Elite™ MasterCard® offers 3% back on gas, cellular and office supplies, and 1% on all other purchases. Reward redemption is fairly straight forward for the FlexPerks. Every time you earn $25 in rewards, you can either get a statement credit or check from US Bank, and rewards never expire. An added bonus feature of this card is that at the end of each year, when you renew the card, you will get a bonus reward equal to the lesser of 25% of the previous year's reward, or $250.