U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

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Card details

  • Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card within the first 90 days of account opening.

  • 3% cash back on cellular, gas stations and office supply store net purchases

  • 1% cash back on other net purchases

  • No cap on total rewards and they never expire!

  • Plus, a 25% Annual Cash Rewards bonus, up to $250

  • No annual fee*

  • Net purchases are purchases minus credits and returns

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.

  • Intro APR

    0%* on purchases for 9 billing cycles*

  • Ongoing APR

    APR: 13.74% - 24.74% Variable APR

    Cash Advance APR: 25.74%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

US Bank Business Edge™ Cash Rewards World Elite™ MasterCard® Credit Card

U.S. Bank Business Edge™ Cash Rewards World Elite™ MasterCard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.74% - 24.74% Variable APR

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

0%* on purchases for 9 billing cycles*

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Tim Chen

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Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons
  • Needs excellent credit

The U.S. Bank Business Cash Rewards World Elite™ MasterCard® offers 3% back on gas, cellular and office supplies, and 1% on all other purchases. Reward redemption is fairly straight forward for the FlexPerks. Every time you earn $25 in rewards, you can either get a statement credit or check from US Bank, and rewards never expire. An added bonus feature of this card is that at the end of each year, when you renew the card, you will get a bonus reward equal to the lesser of 25% of the previous year's reward, or $250.