$49Waived first year
- Earn 20,000 enrollment FlexPoints after you spend $3,500 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
- Earn one FlexPoint for every $1 of eligible net purchases charged to your Card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline net purchases – whichever you spend most on each monthly billing cycle – and on most cell phone expenses
- Earn Triple FlexPoints on eligible charitable donations*
- No Foreign Transaction Fees (based on creditworthiness).*
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Subject to credit approval.
Min APR: 14.74%, Variable
Max APR: 24.74%, Variable
- 0% for 12 mos on transfers
- Has annual fee
Get 20,000 Bonus FlexPoints after the first $3,500 in net purchases in the first 4 months.
$0 intro* for the first year, then $49*
0% on balance transfers for 12 billing cycles
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