Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Card details
Earn 1X points at H‑D, gas and EV charging stations
Earn 1X points at restaurants, bars and lodging
Earn 1X points everywhere else Visa is accepted
No Annual Fee
Build or repair credit
H.O.G.® members earn 1 point for every mile ridden
Rates, fees & offers
Annual fee
$0
Rewards rate
1x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
APR: 28.24%, Variable
Cash Advance APR: 29.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Paul Soucy
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Rating details
4
Editor's overall rating
Pros and cons
Pros
No annual fee
Qualify with limited/bad credit
Cons
No new cardholder bonus offer
No 0% intro APR
Rewards have limited flexibility
Requires minimum deposit
Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.
You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.
The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.
For more information, see NerdWallet's review of this card.
