Harley-Davidson® Visa® Card

Harley-Davidson® Visa® Card

Harley-Davidson® Visa® Card

Harley-Davidson® Visa® Card

Harley-Davidson® Visa® Card

Card details

  • Earn one H-D™ Genuine Rewards point for every $1 in net purchases

  • Redeem 2,500 points for a $25 H-D™ Gift Card

  • Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes

  • No Annual Fee

  • Zero Fraud Liability

  • Fraud Protection

  • Auto Rental Collision Damage Waiver

  • Online Banking

  • Automatic Bill Pay

  • View Rates and Fees

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer


  • Intro APR


  • Ongoing APR

    APR: 15.49% - 24.49% Variable APR

    Cash Advance APR: 25.49%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee


Recommended credit score

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NerdWallet review

By Paul Soucy

Rating details


Editor's overall rating

Pros and cons

  • Qualify with limited / bad credit

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers


    Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Card has an annual fee of $0, and it earns rewards.

    You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.

    The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.

    For more information, see NerdWallet's review of this card.

    User Reviews

    Rating Details

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