Rei Mastercard

Rei Mastercard

Rei Mastercard

Rei Mastercard

Rei Mastercard

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Card details

  • REI gift card upon approval and first purchase.

  • 5% back at REI.

  • 1% back on everyday purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    Make a first purchase within 60 days of card approval and receive a REI gift card.

  • Intro APR

    N/A

  • Ongoing APR

    Min APR: 11.49%, Variable

    Max APR: 23.49%, Variable

    Cash Advance APR: 28.49%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

US Bank Rei Mastercard Credit Card

Rei Mastercard

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

11.49% - 23.49% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Virginia C. McGuire

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

2.7

Editor's overall rating

Pros and cons

Pros
  • No annual fee

Cons

    The Rei Mastercard is appropriate for only the most die-hard REI fans. The 5% rewards at REI are a nice perk, but they're very limiting. Most people would be better off with a more flexible rewards card. If you're looking for a 5% cash back card, we’d recommend Chase Freedom®, which will give you 5% in seasonally relevant rotating categories. Like the REI credit card, the Chase Freedom® has an annual fee of $0 and a flat 1% cash back rate everywhere else.

    Want to see how the Rei Mastercard compares to other store credit cards? Check out NerdWallet's best store cards.