Target REDcard™ Credit Card
Target REDcard™ Credit Card
Target REDcard™ Credit Card
Card details
5% discount on all eligible Target purchases
10% discount coupon each year on your card anniversary
30 extra days for returns
Free shipping on most items at Target.com
No annual fee
Rates, fees & offers
Annual fee
$0
Rewards rate
N/A
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 22.90%, Variable
Foreign transaction fee
None
Recommended credit score
NerdWallet review
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
No annual fee
No foreign transaction fee
Cons
No rewards
High APR
For frequent Target shoppers, the benefits offered on the Target REDcard™ Credit Card hit the bull's-eye.
This card features a generous 5% discount on all eligible Target purchases. Because you get those upfront savings at checkout, you don't need to worry about accruing and redeeming rewards. It also offers a 10% discount every year on your cardholder anniversary.
The annual fee is $0.
This card isn't the best choice if you plan to carry a balance since it comes with a steep ongoing APR: The ongoing APR is 22.90% Variable. But if you plan to pay your credit card bill in full every month and shop at Target regularly, it's a valuable offer.
For more information, read NerdWallet's full review.
