If Albertsons, or any of the many stores under its umbrella, is your go-to supermarket, then the Albertsons forU American Express Card can save you money on your grocery bill. Stores under the Albertsons banner include regional supermarkets like Acme, Safeway, Star Market, Vons and more.
The Albertsons forU American Express Card can be used at any store in the Albertsons family. But each store also has its own dedicated card, so cardholders can personalize their cards to their main store for shopping. For example, if you primarily shop at Safeway, you can get the Safeway version of the Albertsons card, called the Safeway forU American Express Card. That card, like all the other unique Albertsons cards, has the same rewards, benefits and terms. The cards don’t charge annual fees.
Like most branded store cards, the Albertsons cards earn the highest rewards for brand purchases — 5% back for online grocery orders and 3% for in-store purchases. However, cardholders also earn rewards on non-Albertsons spending, including gas, dining and everyday bills.
The card is issued by First Bank & Trust and managed by financial technology company Imprint. However, it runs on the American Express payment network, which means that cardholders have access to some AmEx-specific benefits.
Here’s what to know about the Albertsons cards.
1. They're most rewarding for online orders
The Albertsons cards earn the highest rewards rates on online and in-app Albertsons purchases: 5% back. That rate applies to delivery and pickup orders as well. Plus, that rate is uncapped, making it easy for dedicated Albertsons shoppers to accumulate rewards and rake in grocery savings.
Curiously, in-store purchases are less lucrative. Cardholders earn only 3% back at Albertsons stores and on pharmacy spending, including prescriptions, immunizations and eligible over-the-counter health products.
2. Non-brand rewards are competitive
In addition to Albertsons-specific rewards, cardholders can earn an uncapped 3% back on gas, dining and recurring bills, which in this case includes utilities and streaming purchases. For a $0-annual-fee card, that's a solid rate in popular spending categories, particularly considering that many store cards offer sub-par or no rewards on expenses outside of the brand.
Also unlike other store cards — which may often have restrictive and complicated redemption options — the Albertsons cards make it as straightforward as it gets. Rewards are earned as cash back that’s automatically applied as statement credit toward your monthly bill.
3. A general rewards card can be more valuable
All of that said, as is the case with most store credit cards, the Albertsons cards aren’t as versatile as general rewards cards that aren't tied to specific brands. For one thing, if Albertsons isn't your go-to grocer and your shopping tends to be spread across different stores, then it's probably not worth getting an Albertsons-branded credit card.
Additionally, general rewards cards tend to offer more redemptions options like cash back, travel, gift cards and more. With the Albertsons cards, you're limited to statement credit, and because that statement credit is automatically applied, you can't "bank up" your rewards to put toward a large or specific purchase in the future.
Here are some alternative cards to consider if your spending is more varied:
The Blue Cash Everyday® Card from American Express is a $0-annual-fee option. It earns 3% cash back* at U.S. supermarkets on up to $6,000 spent per year, plus 3% back on U.S. online retail purchases on up to $6,000 spent per year. Cardholders also earn 3% back at U.S. gas stations on up to $6,000 spent per year and 1% back on other purchases. (Terms apply; see rates and fees.)
For a higher bump on grocery earnings, consider the Blue Cash Preferred® Card from American Express. The card charges a $0 intro annual fee for the first year, then $95. It earns 6% cash back at U.S. supermarkets, on up to $6,000 in spending per year. Cardholders also get 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit, and 1% cash back on other purchases. (Terms apply; see rates and fees.)
For a card that offers good rewards on all purchases — no category tracking required — the $0-annual-fee Wells Fargo Active Cash® Card can be a good option. It earns an unlimited 2% cash back on all eligible purchases. Cash back can be redeemed as a statement credit, direct deposit to a Wells Fargo checking or savings account, for gift cards, credit toward purchases made with PayPal, charitable donations and travel.
4. There’s a small bonus
As of November 2026, new Albertsons cardholders can earn a $50 statement credit after they spend $1,000 in purchases with their Albertsons card outside of Albertsons stores, within 90 days of opening the account.
This bonus is on par with what similar store cards might offer. However, it's unusual that to earn the bonus, you must make non-Albertsons purchases. Most store cards require new cardholders to spend within the brand to earn their bonus — which can be more restricting and prove harder to earn.
5. You'll get access to AmEx benefits
The Albertsons cards run on the American Express payment network, which means that cardholders have access to certain AmEx perks. This includes AmEx Offers, which features discounts across shopping, dining, travel, entertainment and more at participating merchants. Enrollment required; terms apply. Similarly, with AmEx Experiences, cardholders have access to event ticket presales and exclusive event venue perks. Terms apply.
*Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or for other select options.
