Credit Cards: Browse, Learn and Apply
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Credit Cards
AmEx Blue Sky: Travel Rewards With No Annual Fee
NO LONGER AVAILABLE: With a low rewards rate and balky redemption rules, this card lagged its competitors.
Credit Cards
How to Choose a Balance Transfer Credit Card
Big factors to consider include the length of the 0% intro APR window and the balance transfer fee. Here's what else to keep in mind.
Credit Cards
What Is BankAmeriDeals?
Bank of America's version of the online bonus mall allows customers to earn bonus cash back whether they're using a credit card or a debit card.
Credit Cards
How Long Does It Take to Get a Credit Card?
Many issuers offer instant card numbers, and in most cases you'll receive your physical card within one to two weeks after approval.
Credit Cards
Who Has the Acceptance Edge: American Express or Discover?
In the U.S., it's now a tie, with both claiming a 99% acceptance rate among merchants accepting credit cards. But when traveling abroad, you'll still want a backup card and some cash.
Credit Cards
How to Report Income on Your Credit Card Application
Personal income counts, but for borrowers over 21, so can income to which you have a "reasonable expectation of access."
Credit Cards
How Minimum Redemptions Can Devalue Credit Card Rewards
Depending on a card's rules, you may have to spend hundreds or thousands of dollars before you can redeem earned cash back, points or miles.
Credit Cards
Does a Credit Card Upgrade Hurt My Credit Score?
Whether you've asked for a switch or the card moves to a new issuer, long-term credit score damage isn't likely.
Credit Cards
2015 American Household Credit Card Debt Study
The average household has $136,197 in debt — $15,549 of it on credit cards. Let's start getting rid of it.
Credit Cards
Which Credit Card Issuers Allow a Co-Signer?
A co-signer boosts your chances of approval by letting you piggyback on someone else's good credit — but many major credit card companies don't allow them.
Credit Cards
How to Stop Wasting Your Money on Credit Card Interest
Transferring your balance to a 0% card is one option; another is to cut expenses and increase income.
Credit Cards
Low APR and Waived Fees: Credit Card Benefits for Active-Duty Military
Federal law requires all issuers to offer relief to those on active duty, but some go well beyond what's required.
Credit Cards
5 Things to Know About the PenFed Promise Visa Card
The PenFed Promise Visa is a solid choice for no fees.
Credit Cards
5 Things to Know About the U.S. Bank Secured Visa
The no-flash, no-rewards secured card can help consumers build credit or bounce back from past mistakes.
Credit Cards
Citi Simplicity vs. Citi Diamond Preferred: It’s Almost Tied
The Simplicity offers a longer 0% intro APR period on purchases, while the Diamond Preferred has a lengthier balance transfer offer.
Credit Cards
Can I Disable Cash Advances on a Credit Card?
Maybe, depending on your card issuer. If the option is available, it can give you more control over your finances.
Credit Cards
Credit Card vs. Debit Card: Which Is Safer Online?
With credit card fraud, the card issuer's money is at stake. With debit card fraud, your money has been stolen.