Personal Finance
What Is Pay for Delete? Is It Legit?
Pay for delete is when a debt collector erases a collection account off your credit reports in exchange for a payment. It isn't always successful.
Personal Finance
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Personal Finance
How to Remove Collections From Your Credit Report
Do your homework, gather evidence and either dispute the account if it’s an error or ask for a goodwill deletion if you paid the collection.
Personal Finance
What Are My Financial Liabilities?
Liabilities are the debts you're obligated to repay, such as auto and student loans.
Personal Finance
How to Calculate Your Credit Utilization Ratio
Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together.
Personal Finance
11 Legit Ways to Get Cash Quickly
You can sell something of value, consider a loan or go with gig work. It just depends on how much money you need, and how soon you need it.
Personal Finance
How to Report Your Rent to Credit Bureaus: Rent-Reporting Services Guide
Reporting rent payments to credit bureaus may help build credit. Here's what to look for if you're considering this service.
Personal Finance
Bill Negotiation: Get a Better Deal on Cable, Internet and More
Leverage your loyalty to get a better deal from your cable provider, phone company and more.
Personal Finance
Where and How to Sell Clothes Online
ThredUp, Poshmark, The RealReal, Vestiaire Collective and Depop make the list for good places to sell clothes online.
Personal Finance
How to Make Money on YouTube in 2026: 5 Ways to Monetize
Read through these varied ways to make money on Youtube, then start creating.
Personal Finance
Will Paying Off My Credit Card Help My Credit Score Go Up?
Paying off a credit card is very likely to help your score, especially if you were using more than 30% of your credit limit.
Personal Finance
4 Family Vacations That Cost Less Than $5,000
Not sure where to take your next family vacation? Here are some ideas (and how much they cost).
Personal Finance
11 Cheap and Affordable Wedding Venues
Look beyond traditional locations to help uncover budget-friendly wedding venue ideas.
Personal Finance
Surveys for Money: What You Might Earn, What Users Say to Watch Out For
Taking online surveys for money may not be worth your time. Users complain about skimpy payouts, and experts warn of privacy concerns.
Personal Finance
The Best International Cell Phone Plans
To avoid extra charges and big bills, know details of your cell phone plan before you go.
Personal Finance
When is Amazon Prime Day?
Amazon's October Prime Day, officially called Prime Big Deal Days, is Oct. 6-7. Walmart, Target and other retailers will offer discounts, too.
Personal Finance
How to Handle a Default Judgment
Learn what real consumers suggest, check the facts, consider legal help and make a plan
Personal Finance
How Long Do Derogatory Marks Stay on Your Credit?
Missed payments, collections and other derogatory marks can stay on your credit reports for seven years or more.
Personal Finance
Credit Score Not Going Up? Here’s Why and Tips to Grow It
High credit card balances and late payments are common culprits, but there are other factors worth checking.
Personal Finance
What Credit Score Do You Need to Lease a Car?
A credit score of 700 or above can get good car lease offers. Lenders also consider income and other factors.
Personal Finance
Should You Use a Home Equity Loan for Debt Consolidation?
Home equity loans and HELOCs offer lower interest rates than credit cards — but they use your house as collateral, which is risky.