How to Rebound From Natural Disaster Debt
Meet immediate needs by applying for aid and seeking help from creditors; then choose a long-term debt-payoff plan.
What Is Pay for Delete? Is It Legit?
Pay for delete is when a debt collector erases a collection account off your credit reports in exchange for a payment. It isn't always successful.
Will Paying Off My Credit Card Help My Credit Score Go Up?
Paying off a credit card is very likely to help your score, especially if you were using more than 30% of your credit limit.
How to Handle a Default Judgment
Learn what real consumers suggest, check the facts, consider legal help and make a plan
Should You Use a Home Equity Loan for Debt Consolidation?
Home equity loans and HELOCs offer lower interest rates than credit cards — but they use your house as collateral, which is risky.
What Is the Statute of Limitations on Debt?
The statute of limitations is a law that restricts how long a creditor has to sue you for payment on a delinquent debt. This period, which varies by state, is usually around three to six years.
Wage Garnishment: How It Works and What You Can Do
Wage garnishment is when a portion of your income or bank balance is legally withheld to settle a debt.
How to Find a Bankruptcy Attorney
Look for specialized certification and a fee structure that takes complications of your bankruptcy case into account.
When Bankruptcy Is the Best Option
Bankruptcy may make sense depending on how much debt you have, your other financial obligations and if you’ve tried other debt relief methods.
Does Paying a Collections Account Help Your Credit?
Whether you'll see a score bump depends on the credit score model being used, but paying can help you in other ways, too.
