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Life Insurance

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Is Critical Illness Insurance Worth the Cost?

This type of coverage has its perks, though it’s best for a specific group of people.

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Katia Pinkett

3 Common Types of Life Insurance Fraud — and How to Stay Savvy

Misleading a life insurance company might mean your loved ones never see the money you intended for them.

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Katia Pinkett

Buying Life Insurance as an Investment

You can build up cash value using a life insurance policy and tap into the funds when you retire.

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Georgia Rose

How to Use Life Insurance to Leave an Inheritance

You can use a life insurance policy to pass money to heirs tax-free.

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Georgia Rose

Using Life Insurance to Pay Off Debt

Your beneficiaries can use life insurance to pay off your debt, but not all debt is inherited.

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Alex Rosenberg

How to Use Life Insurance to Replace Your Income

Your beneficiaries can use the death benefit to pay for the expenses your income covered.

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Georgia Rose

75% of Americans Have Hesitations Around Buying Life Insurance

Affordability and picking the wrong coverage amount are among the worries, a NerdWallet survey finds.

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Georgia Rose

What Is Guaranteed Universal Life Insurance?

This policy is somewhere in between term and whole life insurance, though the cash value is limited.

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Alex Rosenberg

Behind the Scenes: How Does Life Insurance Underwriting Work?

This process helps your insurer approve or deny your application and set your life insurance rates.

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Katia Pinkett

Life Insurance Face Amount: What It Means and How to Choose

Balance your family’s financial needs with your budget to land on the right dollar amount for your policy.

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Katia Pinkett

The Cost of Whole Life Insurance, and Why It’s So High

This permanent policy has a cash value component, which is just one of the reasons it costs so much.

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Katia Pinkett

How Does an Accelerated Death Benefit Work?

This life insurance policy feature or rider can help you cover bills and expenses if you become seriously ill.

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Katia Pinkett

How to Get Instant Life Insurance Online

Buying life insurance online is getting quicker. With some companies, people who qualify can get covered in minutes.

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Kaz Weida

What Is Whole Life Insurance, and How Does It Work?

Whole life insurance combines permanent life insurance with guaranteed investment growth. But it’s pricey.

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Kaz Weida

How Much Life Insurance Do I Need? Use This Calculator

You need enough life insurance to cover commitments after you’re gone. A life insurance calculator can help do the math.

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Kaz Weida, Georgia Rose

What Is Term Life Insurance?

Term life insurance is an inexpensive way to provide money for your family if you die.

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Kaz Weida

6 Times Short-Term Life Insurance Is a Good Idea

Life insurance doesn’t have to be a long-term commitment. Here’s when to consider short-term or temporary coverage.

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Katia Pinkett

Accidental Death and Dismemberment (AD&D) Insurance Explained

This type of insurance covers most accidental deaths and injuries, but it doesn’t replace life insurance.

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Katia Pinkett

How to Use Burial Insurance to Pay for Final Expenses

A burial policy can ease the financial stress on your family when you die, but it can be pricey.

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Katia Pinkett

A Guide to Buying Life Insurance for Seniors

Consider your financial goals, age and overall health to see which life insurance option is right for you.

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Kaz Weida