Easy-redeem travel rewards and a bonus
Chase Sapphire Preferred® Card
NerdWallet’s
Best Credit Cards of 2018
From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Compare these deals, some of which are from our partners, to find one that fits your needs.
Here are the best credit cards
Updated: October 15, 2018
- Chase Sapphire Reserve®: Travel
- Capital One® Quicksilver® Card - 0% Intro APR for 15 Months: Cash Back
- Chase Sapphire Preferred® Card: Rewards
- Citi Simplicity® Card - No Late Fees Ever: Low Interest
- Capital One® QuicksilverOne® Cash Rewards Credit Card: Average Credit
- Discover it® Balance Transfer: Balance Transfer
- Capital One® Secured Mastercard®: Building Credit
- Discover it® Student Cash Back: Student
- Ink Business Cash℠ Credit Card: Business
Find the right credit card for you.
Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you.
Best Credit Cards for
Best Offers for October
A first-year cash back match for new cardmembers
Discover it® Cash Back
Long intro 0% APR period
Citi Simplicity® Card - No Late Fees Ever
Best for: Easy-redeem travel rewards and a bonus
on Chase's secure website
Best for: Easy-redeem travel rewards and a bonus
Intro APR
N/A
Regular APR
17.74% - 24.74% Variable APR
Annual fee
$0 for the first year, then $95
recommended credit score
Best for: A first-year cash back match for new cardmembers
on Discover's secure website
Best for: A first-year cash back match for new cardmembers
Intro APR
0% on Purchases and Balance Transfers for 14 months
Regular APR
13.99% - 24.99% Variable APR
Annual fee
$0
recommended credit score
Best for: Long intro 0% APR period
on Citibank's secure application
Best for: Long intro 0% APR period
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
Regular APR
15.99% - 25.99% Variable APR
Annual fee
$0
recommended credit score
Here are the best credit cards
Updated: October 15, 2018
| Card | Best for... |
|---|---|
| Chase Sapphire Reserve® | Travel |
| Capital One® Quicksilver® Card - 0% Intro APR for 15 Months | Cash Back |
| Chase Sapphire Preferred® Card | Rewards |
| Citi Simplicity® Card - No Late Fees Ever | Low Interest |
| Capital One® QuicksilverOne® Cash Rewards Credit Card | Average Credit |
| Discover it® Balance Transfer | Balance Transfer |
| Capital One® Secured Mastercard® | Building Credit |
| Discover it® Student Cash Back | Student |
| Ink Business Cash℠ Credit Card | Business |
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