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Hilton is known for offering huge-looking bonuses on its branded credit cards, yet as we often warn: It doesn’t matter how many points you have if they’re not worth much.
Consider how much each point is worth, and a six-figure point bonus on one hotel credit card is not necessarily as eye-popping as it may seem next to a five-figure bonus on another card with more valuable points. And that’s generally the case with Hilton, as the Hilton points value just isn’t a whole lot.
Based on our data-driven analysis, Hilton Honors points have a value of 0.4 cent each. Does this mean you will always get that much from your Hilton points? Not necessarily. But you can use it as a baseline estimate for your own redemptions.
Of course, this doesn’t necessarily mean you’ll always get that much from your Hilton points. Snag a killer redemption, and your Hilton points could be worth far more. Transfer your points to a Hilton transfer partner, and your points very well could turn out to be worth a lot less. In general, use this Hilton points valuation to give you a rough estimate of whether your redemption is bad or good, but don’t fret if you’re hoping to book a room that comes out to be .1 cent less than our target. Instead, use our calculations as a baseline estimate for your own redemptions.
» Learn more: Hilton Honors: the complete guide
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What does the value of Hilton points mean?
To determine the cash value of a Hilton point, we compared dozens of real-world redemptions from 2021, comparing their cost when paying with cash or points. We considered a range of Hilton properties spread around the world and across all tiers of luxury. From there, we calculated that each point is worth 0.4 cent each.
That means if you’re getting more than 0.4 cent per point in value, you’re doing well. If you’re getting less and you still want to book that hotel, you might consider paying for that room in cash (and saving your points for another redemption option).
This valuation also can give you the sense of the relative dollar value of a Hilton promotion or credit card offer. Though keep in mind that it is only an estimate, not a hard cash value.
The value of Hilton points over time
Hilton points have hovered around 0.5 cent apiece since 2019. Though, as you'll see, they remain less valuable that a number of other major programs' points.
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» Learn more: The best hotel credit cards right now
Credit cards that earn Hilton points
Annual fee
- $0
- $150
- $550
- $195
Earning rates
• 7 points per $1 on eligible purchases with a hotel or resort within the Hilton portfolio.
• 5 points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations.
• 3 points per $1 on all other eligible purchases.
Terms apply.
• 12 points per $1 on eligible purchases with a hotel or resort within the Hilton portfolio.
• 6 points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations.
• 4 points per $1 on U.S. online retail purchases.
• 3 points per $1 on all other eligible purchases.
Terms apply.
• 14 points per $1 on eligible purchases with a hotel or resort within the Hilton portfolio.
• 7 points per $1 on flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.
• 7 points per $1 at U.S. restaurants.
• 3 points per $1 on all other eligible purchases.
Terms apply.
• 12 points per $1 on eligible purchases with a hotel or resort within the Hilton portfolio.
• 5 points per $1 on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3 points per $1 thereafter.
Terms apply.
Welcome offer
Earn 70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026. Terms Apply.
Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026. Terms Apply.
Earn 150,000 Hilton Honors Bonus Points after you spend $6,000 on eligible purchases on the Hilton Honors American Express Aspire Card within your first 6 months of Card Membership. Terms Apply.
Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $8,000 in purchases on the Hilton Honors Business Card in the first six months of Card Membership. Offer ends 4/15/2026. Terms Apply.
Learn more
To view rates and fees of the Hilton Honors American Express Card, see this page. To view rates and fees of the Hilton Honors American Express Surpass® Card, see this page. All information about the Hilton Honors American Express Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Express Aspire Card is no longer available through NerdWallet. To view rates and fees of The Hilton Honors American Express Business Card, see this page.
How do Hilton points compare to other hotel programs?
Hilton Honors points are worth less than the average hotel point. But that doesn’t mean it’s not worth trying to earn Hilton points. It simply means that you’ll need way more Hilton points to book a Hilton room than you might need Hyatt points to book a comparable Hyatt room.
Hilton Honors points are just another currency, and currencies offer different relative values. What’s important to keep in mind is that 10,000 Hilton points is worth far less than, say, 10,000 Hyatt points.
How to convert Hilton points to dollars
Use this calculator to determine the estimated dollar value of any number of Hilton points.
Wondering what you can do with those points? Check out our guide to redeeming Hilton Honors points.
To view rates and fees of the Hilton Honors American Express Card, see this page.
To view rates and fees of the Hilton Honors American Express Surpass® Card, see this page.
All information about the Hilton Honors American Express Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Express Aspire Card is no longer available through NerdWallet.
To view rates and fees of The Hilton Honors American Express Business Card, see this page.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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