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NerdWallet rating 

5.0

/5

on Chase's website

Annual Fee

$0

Intro APR

0% intro APR on Purchases for 15 months

Regular APR

14.99% - 23.74% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

4.5

/5

on Citibank's application

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 18 months

Regular APR

14.74% - 24.74% Variable APR

Recommended Credit Score

720-850
(Excellent)

NerdWallet rating 

4.8

/5

on Discover's website, or call (800) 347-0264

Annual Fee

$0

Intro APR

0% intro APR for 14 months on purchases and balance transfers

Regular APR

11.99% - 22.99% Variable APR

Recommended Credit Score

690-850
(Good - Excellent)

NerdWallet rating 

5.0

/5

on Citibank's application

Annual Fee

$0

Intro APR

0% intro APR on Balance Transfers for 18 months

Regular APR

13.99% - 23.99% Variable APR

Recommended Credit Score

720-850
(Excellent)