Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
» This offer has expired
The offer described in this article has expired. See our best credit cards page for updated offers.
It’s a new quarter, a new year and a new decade. That means it’s also time for new 5% bonus categories for the Chase Freedom® and select Discover cards including the Discover it® Cash Back and Discover it® Student Cash Back.
From Jan. 1 through March 31, 2020, you’ll earn 5% cash back on up to $1,500 in combined quarterly spending in the following categories once you activate them (and 1% back on everything else):
Internet, cable and phone services.
Select streaming services.
Discover it® Cash Back other eligible Discover cards
While the Chase Freedom® brings back the streaming services category (previously featured in Q3 of 2019) and combines it with the old standby of gas stations, Discover shines this quarter with categories that are easier to max out. Still, both cards offer ways to earn more on everyday spending.
Effortlessly earn more on recurring charges
Internet, cable, streaming services and cell phone plans are all household favorites, and costs can really add up. That’s especially the case if you subscribe to multiple streaming services or gifted your preteens a smartphone over the holidays. If you use autopay, take a few minutes to switch the credit card on your account to the Chase Freedom®.
By the way, Disney+ is included as a select streaming service. Permission to plop your kids in front of the TV on a snow day so you can get some work done? Granted.
Keep your gas tank full this winter
Weekend ski trips aren’t the only reason to top off your tank. The potential for snowstorms in much of the country makes it necessary to prepare for heavy traffic and long lines at gas stations. And that’s before you fill up a gas-powered generator in case the power goes out. Stay safe by buying other winter driving essentials like windshield wiper fluid while you’re at the gas station. (Typically, purchases made inside the attached convenience store qualify for the bonus.) Make sure there’s enough air in your tires, too.
Don’t forget to stock up on snacks for the car while you’re filling up — an après-ski bite to eat, or something to munch on while sitting in traffic, is always a good thing to have in the glove compartment.
The Chase Freedom® offers this sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Chase Freedom® and Chase Freedom Flex℠ bonus rewards categories for 2023
Q1 (Jan. 1-March 31)
Q2 (April 1-June 30)
Q3 (July 1-Sept. 30)
Q4 (Oct. 1-Dec. 31)
Save money on a night in
If you’re taking a long, hard look at your budget after the holidays, cutting back on restaurant spending can be a place to start. Get into the habit of cooking at home this quarter and earn 5% cash back whenever you refill your fridge. If anything, it’s an excuse to test out that new Instant Pot you got for Christmas.
And just because the wave of holiday parties has passed doesn’t mean you need to hibernate until the spring. Hosting dinners is a great way to get through the coldest months in good company — plus, if the party’s at your house, you won’t need to be the one to bundle up and warm up the car.
Stock up on essentials
Also, grocery stores, Walgreens and CVS make it easy to fill your kitchen pantry and bathroom cabinets with staples that will last you the rest of the year. Those bulk purchases of items like canned or frozen foods, paper towels and shampoo mean you’ll run fewer errands later in the year, and potentially spend less when you do.
And if you pick up a winter cold or other illness? Make sure to use your eligible Discover card at a qualifying pharmacy.
In addition to earning extra cash back in the above categories, new cardholders are eligible for this sign-up bonus: INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Discover bonus rewards categories for 2023
Q1 (Jan. 1–March 31)
Q2 (April 1–June 30)
Q3 (July 1–Sept. 30)
Q4 (Oct. 1–Dec. 31)
*The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs.