Chase Freedom & Flex 5% Categories, Q2 2021: Gas Stations, Home Improvement Stores

Erin HurdMar 15, 2021

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Whether you're planning a spring road trip or sticking close to home as you fix it up a little, you may get a lot of value out of the new bonus categories for the Chase Freedom® and the Chase Freedom Flex℠ in the second quarter of 2021.

Chase Freedom Flex
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From April 1 through June 30, 2021, cardholders will earn 5% cash back on up to $1,500 in combined spending at:

  • Gas stations.

  • Home improvement stores.

You must activate the categories online or in the Chase app in order to be eligible for the 5% rewards. Activation requires only a single click, and you have until June 14 to do so. (You can earn rewards retroactively.)

Chase Freedom® and Chase Freedom Flex℠* bonus rewards categories for 2021

Q1 (Jan. 1 - March 31)

• Wholesale clubs. • Select streaming services. • Internet, cable and phone services.

Q2 (April 1 - June 30)

• Gas stations. • Home improvement stores.

Q3 (July 1 - Sept. 30)

• Grocery stores. • Select streaming services.

Q4 (Oct. 1 - Dec. 31)


The Chase Freedom® is no longer available to new applicants and earns 1% cash back on all other purchases. But the Chase Freedom Flex℠ gives cardholders the following:

  • 5% back on travel purchased through Chase Ultimate Rewards®.

  • 3% back at restaurants.

  • 3% back at drugstores.

  • 1% back on all other non-bonus-category purchases.

The Chase Freedom Flex℠ is accepting new applicants and offers the following welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Although home improvement is making its first appearance on the Chase bonus calendar since 2019, both it and gas stations are familiar offerings for Freedom cardholders and could be especially popular over the spring months.

Information related to the Chase Freedom® has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

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