Chase Freedom Q3 2020 Bonus Categories: Amazon, Whole Foods

Kenley YoungJune 15, 2020
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The Chase Freedom® third-quarter bonus categories for 2020 might be particularly helpful for those who've been relying heavily on online shopping during the COVID-19 pandemic.

From July 1 through Sept. 30, 2020, the card will earn 5% cash back on up to $1,500 in combined spending on the following categories (activation is required):


  • Whole Foods Market.

All other purchases will automatically earn 1% back.

Chase Freedom® and Chase Freedom Flex℠* bonus rewards categories for 2020

Q1 (Jan. 1 - March 31)

• Gas stations. • Select streaming services. • Internet, cable and phone services.

Q2 (April 1 - June 30)

• Grocery stores. • Gym memberships and fitness clubs. • Select streaming services.

Q3 (July 1 – Sept. 30)

• • Whole Foods Market.

Q4 (Oct. 1 – Dec. 31)

• Walmart. • PayPal.

*The Chase Freedom Flex℠ was introduced in mid-September 2020, so the first bonus categories that apply to the card for a full quarter are those for Q4.

“We understand that our cardmembers’ priorities have shifted over the past few months, so we’re excited to offer timely categories that provide value for customers during this difficult time,” said BJ Mahoney, general manager of Chase Freedom®. hasn't been a featured 5% bonus category for the Chase Freedom® since 2015. Per Chase, qualifying purchases this quarter also include Prime subscriptions, gift cards, digital downloads, Fresh orders and items sold by third-party merchants via Amazon.

The Whole Foods Market 5% bonus will also apply to purchases made at U.S. Whole Foods 365 stores and online at It won't, however, apply to Whole Foods purchases you make through third-party delivery services such as Instacart, Shipt, etc., nor will it apply to online purchases of gift cards redeemable at Whole Foods.

Information related to the Chase Freedom® has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

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