Current Credit Card Transfer Bonuses: August 2025
Wait for a credit card transfer bonus to get even more value out of your flexible travel rewards.
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If you’re serious about traveling more for less, a great place to start is by earning transferable points or miles — such as Chase Ultimate Rewards®, Capital One Miles, Bilt Rewards, Citi ThankYou Points and AmEx Membership Rewards. Credit cards that earn these rewards allow you to transfer them to a list of partner airlines or hotel programs, often at a 1:1 ratio.
Occasionally, credit card issuers and their travel partners offer transfer bonuses, allowing you to get even more value from your points. For example, if your points transfer to an airline at a 1:1 ratio, and that airline is offering a 25% transfer bonus, transferring 100,000 points to that airline would net you 125,000 airline miles. That means you can transfer fewer miles to book the same award flight.
Current credit card transfer bonuses
A summary of current transfer bonuses offered by the major transferable point programs includes:
Transfer from | Transfer to | Transfer bonus | Start date | End date |
|---|---|---|---|---|
Bilt Rewards | Virgin Red. | 40 to 100% (targeted). | Sept. 1, 2025. | Sept. 1, 2025. |
Capital One Miles | Avianca LifeMiles. | 15%. | Aug. 1, 2025. | Aug. 31, 2025. |
Chase Ultimate Rewards® | IHG. | 100%. | Aug. 16, 2025. | Sept. 4, 2025. |
Citi ThankYou Rewards | Wyndham Rewards. | 25%. | Aug. 24, 2025. | Sept. 20, 2025. |
When should you transfer points?
You should generally only transfer rewards to airline and hotel partners if you have a specific redemption in mind. Once the rewards are transferred, it can’t be undone. Those rewards are subject to the restrictions of the individual loyalty program, which may include expiration dates or loyalty program devaluations. If you decide to take advantage of a transfer bonus without immediate travel plans, be sure to understand those restrictions before you transfer.
Using an award search tool like PointsYeah can help you find redemption options for the transferable points you’re trying to redeem. You can even filter results to only include transferable points with a current transfer bonus.
Transfer bonus history by issuer
American Express
American Express Membership Rewards can be transferred to 18 airlines and three hotels.
AmEx has more airline and hotel partners than Chase, Citi and Capital One. In addition, AmEx has typically offered more transfer bonuses than these other programs.
You’ll need a card that earns AmEx Membership Rewards to take advantage of an AmEx transfer bonus. Here are a few of our favorites.
$695.
$325.
$695.
$0.
• 5 points per $1 on flights booked directly with airlines or through American Express, on up to $500,000 spent per year.
• 5 points per $1 on prepaid hotels booked through American Express.
• 1 point per $1 on other eligible purchases.
Terms apply.
• 4 points per $1 at restaurants worldwide (on up to $50,000 in purchases per year).
• 4 points per $1 at U.S. supermarkets (on up to $25,000 in purchases per year).
• 3 points per $1 on flights booked directly with airlines or through American Express' travel portal.
• 2 points per $1 on prepaid hotels and other eligible purchases made through American Express' travel portal.
• 1 point per $1 on other eligible purchases.
Terms apply.
• 5 points per $1 on flights, prepaid hotels, short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
• 1.5 points per $1 in key business categories and eligible purchases of $5,000 or more (on up to $2,000,000 in purchases per year).
• 1 point per $1 on other eligible purchases.
Terms apply.
• 2 points per $1 on the first $50,000 in purchases each calendar year.
• 1 point per $1 on purchases above $50,000 in a calendar year.
Terms apply.
You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Terms Apply.
Chase
Chase Ultimate Rewards® points can be transferred to 11 airlines and three hotels.
You’ll need a card that earns Chase Ultimate Rewards® points to take advantage of a Chase transfer bonus. Here are a few of our favorites.
$95.
$795.
$0.
$0.
• 5x points on all Chase Travel℠ purchases (exclusions apply).
• 5x on Lyft rides and Peloton equipment (for a limited time; terms apply).
• 2x points on all other travel.
• 3x points on dining, takeout and eligible delivery worldwide.
• 3x points for online grocery purchases (exclusions apply).
• 3x points on some streaming services.
• 1x point on all other purchases.
• 8x points on all travel booked through Chase.
• 4x points on bookings directly through airline or hotel.
• 3x points on dining, takeout and eligible delivery worldwide.
• 1x point on all other purchases.
Point value in the travel portal: 1 cent apiece.
Point value in Chase travel portal: 1 cent apiece.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
» Learn more: What Is the 'Chase Trifecta'?
Citi
Citi ThankYou is partnered with 15 airlines, five hotels and Shop Your Way.
If you want to take advantage of Citi’s transfer partners, you’ll need to get a credit card from Citi that earns ThankYou points. Unfortunately, not all ThankYou point earning cards give you access to all the transfer partners, and the ratio you can transfer points at differs depending on the card you hold.
That's especially true when it comes to American Airlines, one of Citi's most valuable transfer partners. If you want to be able to transfer ThankYou points to AAdvantage miles, make sure you have an eligible card.
For example, a card like the Citi Strata Premier® Card ($95 annual fee) will grant you access to all the transfer partners. In addition, holders this card unlocks access to more favorable transfer ratios for certain transfer partners.
Capital One
Capital One has 14 airlines and three hotel transfer partners.
Here's a selection of popular credit cards that earn Capital One miles.
$395.
$95.
$0.
$0 intro for the first year, then $95.
• 10 miles per $1 on hotels and rental cars through Capital One Travel.
• 5 miles per $1 on flights and vacation rentals through Capital One Travel.
• 2 miles per $1 on everything else.
• 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel.
• 2 miles per $1 on all other purchases.
• 5 miles per $1 on hotels, vacation rentals and car rentals booked through Capital One Travel.
• 1.25 miles per $1 on all purchases.
• 5 miles per $1 on hotels, vacation rentals and rental cars through Capital One Travel.
• 2 miles per $1 on everything else.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
Bilt Rewards
Bilt Rewards is one of the newer rewards programs with transfer partners and is geared towards renters who want to pay rent using a credit card. Bilt Rewards points can be transferred to 14 airlines and three hotels.
The best transfer value for Bilt Rewards comes during Bilt's Rent Day promotions, which offer high transfer bonuses for just one day. For example, Bilt offered a 100% transfer bonus to Air-France KLM Flying Blue in 2023. The offers are often based on your Bilt Rewards status, with higher status tiers often receiving better transfer bonus offers. Check the Bilt app on the first of every month for any transfer bonuses.
Although you don't need to have a credit card with Bilt to earn Bilt Points, you can maximize the points you earn by holding the Bilt World Elite Mastercard® Credit Card. There is no annual fee, and it is the easiest way to earn points for paying your rent. (You must use the card 5 times each statement period to earn points. If you do not make at least 5 transactions in a statement period you’ll earn a flat 250 points when you use your Bilt World Elite Mastercard® Credit Card to pay rent through the Bilt app or website.)
» Learn more: The guide to Bilt transfer partners
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2025:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph® Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
1x-8x
Points125,000
Points1x-5x
Points75,000
Points
1x-8x
Points200,000
Points