Which Credit Cards Have Priority Pass Restaurant Access?

You may be eligible for a $28 credit at Priority Pass-participating airport restaurants with these cards.
JT Genter
By JT Genter 
Published

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Priority Pass partners with dozens of restaurants in airports around the world. At these partner restaurants, eligible Priority Pass Select members get a $28 credit toward food and beverage purchases per guest.

However, just because your travel rewards credit card offers a Priority Pass Select membership doesn't mean that you'll be able to get a free or discounted airport meal before or after your flight. That's because some credit card issuers have removed Priority Pass restaurants from their Priority Pass lounge benefit.

For those of us who appreciate a real meal before a flight — instead of just snacks from a lounge — let's focus on credit cards with Priority Pass restaurant benefits.

An overview of credit cards with Priority Pass restaurant benefits

Before we get into details below, here's an overview of the most popular travel rewards credit cards that provide Priority Pass restaurant access:

Card

Annual fee

Guest allowance per visit

Authorized user access

Chase Sapphire Reserve®

$550.

Up to two guests.

Complimentary access with up to two guests.

Bank of America® Premium Rewards® Elite credit card

$550.

No limit.

Cardholders get up to four total Priority Pass Select memberships.

Emirates Skywards Premium World Elite Mastercard®

$499.

No limit.

Access with no limit to guests.

UBS Visa Infinite Card

$495.

Undisclosed.

Undisclosed.

Credit cards that offer Priority Pass restaurant benefits

Chase Sapphire Reserve Credit Card
NerdWallet rating 

Chase Sapphire Reserve®

The Chase Sapphire Reserve® card is perhaps the best-known travel rewards credit card that still offers Priority Pass restaurant benefits, though it is ending July 1, 2024. For now, the card's terms, Chase states that the Priority Pass Select membership that Chase Sapphire Reserve® cardholders receive "includes access to airport lounges, restaurants, cafes and markets."

Chase Sapphire Reserve® cardholders get up to two accompanying guests per visit at no additional cost. Additional guests cost $27 per guest per visit.

A Priority Pass Select membership is just one of the card's many travel benefits. Cardholders also get:

  • An annual $300 travel credit.

  • TSA PreCheck or Global Entry application fee statement credit.

  • Two complimentary years of Lyft Pink All Access.

  • Access to Luxury Hotel & Resort Collection 

These are a few of the perks you will find among the card's slew of benefits.

Bank of America® Premium Rewards® Elite credit card

The Bank of America® Premium Rewards® Elite credit card offers perhaps the most unique and generous Priority Pass restaurant benefit of any card on the list.

Premium Rewards Elite cardholders get up to four complimentary Priority Pass Select memberships with restaurant access per account. Even better, Bank of America doesn't restrict how many guests each Priority Pass member can bring into a lounge or restaurant on each visit — and there's no cost associated with bringing guests into a lounge with you.

That indicates that cardholders get up to four unlimited Priority Pass Select memberships, each with unlimited guests.

If you have a large family, this Priority Pass Select membership can easily justify the card's $550 annual fee. And that's before you factor in the card's other travel benefits, which include:

  • TSA PreCheck or Global Entry application fee credit.

  • Up to $300 annually in airline incidental statement credits.

  • Up to $150 annually for purchases such as rideshare services.

Emirates Skywards Premium World Elite Mastercard®

This little-known premium Emirates rewards card offers primary cardmembers and authorized users "unlimited visits for yourself as well as guests" — with no fee listed for guests over a set limit. That seems to indicate that there's no limit to the number of guests cardholders can bring into a Priority Pass lounge or restaurant with them.

In addition to this Priority Pass lounge benefit, Emirates Skywards Premium World Elite Mastercard® cardholders get Emirates Skywards Gold tier membership for their first year plus 10,000 bonus Skywards miles each account anniversary. The card charges a $499 annual fee.

UBS Visa Infinite Card

UBS offers an unlimited Priority Pass Select membership with restaurants for cardholders of the UBS Visa Infinite Card and the UBS Visa Infinite Business Card.

Unfortunately, details such as guest access and Priority Pass benefits for authorized users are absent from the UBS website. So, it's unclear how many guests cardholders can bring into Priority Pass lounges or restaurants with them.

However, even without guest access, this card may be a good fit for luxury travelers. Cardholders get:

  • A $250 credit for qualifying air travel expenses.

  • TSA PreCheck or Global Entry application fee statement credit.

  • Premium benefits at select hotels through the Visa Infinite Luxury Hotel Collection.

  • VIP amenities at select Ritz-Carlton properties, Fairmont and Park Hyatt properties. 

Plus, cardholders unlock a $500 annual credit by spending $25,000 in either the current or prior calendar year.

Use your credit card for Priority Pass restaurant meals

Using your Priority Pass membership at participating airport restaurants is a great way to get a full meal before or after your flight.

However, it's important to remember that some card issuers — such as American Express — don't include "non-lounge airport experiences" such as restaurants in their Priority Pass lounge benefits. That means it's important to check your card's terms before counting on this benefit.

Regardless of which card you have, you'll likely need to enroll with your bank before you can take advantage of this Priority Pass Select membership benefit. Also, keep in mind that Priority Pass doesn't cover gratuity on meals. So, remember to have cash on hand to tip your waitstaff.


How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:

Travel Cards from Our Partners
Chase Sapphire Preferred Credit Card

on Chase's website

Chase Sapphire Preferred® Card
5.0
NerdWallet Rating
Rewards rate

1x-5x

5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

Points

Intro offer

75,000

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Points
Chase Freedom Unlimited Credit Card

on Chase's website

Chase Freedom Unlimited®
5.0
NerdWallet Rating
Rewards rate

1.5%-5%

Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Cashback

Intro offer

Up to $300

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

Capital One Venture Rewards Credit Card
4.7
NerdWallet Rating
Rewards rate

2x-5x

Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

Miles

Intro offer

75,000

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Miles
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