Historical CD Rates 1980-2026: Highs, Lows and the Stories Behind Them
CD rates continue to slowly drop in 2026. Rates remain relatively high.
Top Promotional CD Rates 2026: 7- to 49-Month CDs
Banks may offer promotional CD rates as their most competitive yields, but the CD terms tend to be less common.
No-Penalty CD vs. Savings Account: Which Is Better?
For a fixed rate, go with a no-penalty CD. For more access to funds, consider a savings account.
Are CDs FDIC Insured?
Certificates of deposit are federally insured, which makes them a safe way to save money.
When Your CD Matures: How CD Grace Periods Work
Once a certificate of deposit matures, you enter into what’s called the grace period. You can withdraw funds or let your CD renew.
9 Types of CDs: Which Should You Choose?
Not all CDs are alike — they differ in terms, interest and other features.
High-Yield CD: How It Works
One CD can earn you dollars while another earns you cents. The best are high-yield CDs.
How Much Should I Have in Savings?
Determine your target savings goal and then save consistently until you get there.
How to Do the 52-Week Money Challenge
Save more than $1,000 in a year. Save $1 your first week, $2 your second week and so on.
CD Early Withdrawal Penalty Calculator
See our CD penalty calculator and a list of banks’ penalties to find out what an early withdrawal costs.
Cash App: What It Is and How It Works
Learning how to use Cash App is straightforward, and using it can make sending payments quick and convenient.
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Zelle Money Transfer: What It Is, How to Use It
Zelle is a money transfer service that is integrated into the apps and websites of most major banks and credit unions.
Marcus CD Rates 2026: Solid APYs Plus Specialty CDs
Marcus by Goldman Sachs offers high-yield CDs with a low opening minimum, as well as no-penalty and bump-up CDs.
Fidelity CD Rates 2026: How They Compare
Fidelity’s brokered CDs can have competitive rates, but bear in mind they fluctuate more than CDs at banks do.
Discover Bank CD Rates: Good But Not Great
The credit card issuer Discover has high-yield CDs with no opening minimum.
Where to Exchange Currency Without Paying Huge Fees
Your bank or credit union, not an airport kiosk, is likely the best place to exchange currency.
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