Wells Fargo CD Rates 2026: Limited Online Options
Wells Fargo offers few CD rates online and most yields aren’t worthwhile.
Discover Savings Bonus: $150 or $200 Promotion
The Discover® Online Savings Account bonus requires making a large deposit, but you’ll earn one of the best rates available.
Capital One CD Rates 2026: Solid But No Market Leader
Capital One 360’s CD rates are on par with other online CDs and the bank requires no minimum deposit.
Chase CD Rates 2026: Low Across Terms
Chase CD rates are low across its wide terms from one month to 10 years. The best Chase CD rates are only for checking customers.
How to Deposit Cash and Checks in an ATM
Look to see whether the ATM accepts deposits, stack your bills and checks, follow the prompts to insert, then verify your total.
Saving vs. Investing: Know the Differences and How to Choose
Prioritize saving if you don’t have an emergency fund, and then consider investing what you can once your emergency fund is on track.
What Is Compound Interest?
Compound interest is the money your bank pays you on your balance — known as interest — plus the money that interest earns over time.
What Are Peer-to-Peer Payments?
Peer-to-peer payment services let you use a bank account or a credit or debit card to pay friends or family from your phone.
What Is Venmo?
Venmo is a mobile app that lets you send money to friends and family.
Community Development Financial Institutions: What and Where They Are
CDFIs are banks and credit unions that accommodate people who have been historically unable to access banking services.
What Is a CD Ladder?
A CD ladder combines the best of short- and long-term CDs: frequent access to funds and high rates.
CD vs. High-Yield Savings Account: Which Should I Choose?
Savings accounts give you more flexibility to make withdrawals, but CDs can offer higher interest rates.
Bank Sign-Up Bonuses: 5 Things to Look Out For
Some banks offer bonuses for opening a new account, but there are details you should consider before you sign up.
How to Open a Bank Account Online in 4 Steps
Have your contact information and proof of identity ready, and be prepared to fund your new account.
How to Choose a Bank
Rates, fees and easy access to customer support are just some factors to consider when choosing a bank.
How to Set Up Direct Deposit
Get a direct deposit form from your employer, fill it in, attach a check or deposit slip, then submit it.
How to Switch to a New Bank or Credit Union
Choose a bank with low fees and high interest rates. Open the new account. List bill payments, deposits and services from the old bank, transition items from your list, then close the old account.
Kids Savings Accounts: What You Need to Know
Opening a savings account for your child is a good way to introduce saving and budgeting concepts.
Joint Bank Accounts: How and When They Work
Joint bank accounts are owned by two or more people and are helpful for families and partners who want to manage money together.
Are CDs Worth It?
Certificates of deposit can help with savings goals, but consider their pros and cons.