How to Make Money Online and Offline: 24 Ideas to Consider
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How to make money online
1. Pick up freelance work online
Need to know
- It takes Upwork up to 48 hours to approve your profile, and will take longer to land your first freelance gig.
- Getting paid on Upwork: The timeline for receiving earnings depends on the type of payment. Hourly contracts have a weekly billing cycle and you can withdraw funds 10 days later. Fixed-price contracts have a five-day waiting period after reaching a milestone.
- Getting paid on Fiverr: You'll be paid when the work order is complete, but you can't withdraw funds for 14 days. (The waiting time is shorter for Top Rated Sellers.)
Requirements
- Upwork and Fiverr require users to be at least 18 to sell work. Fiverr allows users age 13 and older to use a parent or guardian’s account, with permission. And Freelancer.com requires users to be at least 16.
2. Test websites and apps
Need to know
- You need to complete a sample test as part of the UserTesting application process.
- You will start receiving testing opportunities after your application is approved.
- The timeline for approval can vary.
- Payment amounts vary based on the length of the tests. You get paid 14 days after completing a website or app test via PayPal.
Requirements
- You need to be at least 18.
- You need a device that meets UserTesting’s requirements, internet connection and microphone.
- The practice test and most user testing requires English, German or French; some test opportunities may be in additional languages.
3. Take legit surveys or play games for money
Need to know
- The time it takes to get paid depends on the survey site and how much time you dedicate to taking surveys.
- Some sites let you cash out only after you hit a minimum earnings threshold.
- Other survey sites issue points, which can be redeemed for cash (via PayPal) or gift cards.
Requirements
- Most survey sites have a minimum age requirement, which ranges from 13 to 18 (depending on the site).
- Individual surveys may have specific requirements. Don't be surprised if you are disqualified from a survey without much explanation.
4. Make money from your blog with affiliate links
Need to know
- You have to apply for and be approved by an affiliate marketing network like CJ, ShareASale, FlexOffers, Rakuten Advertising or Amazon Associates.
- Payment schedules and thresholds vary by affiliate network, but expect to wait at least a month or two for your first paycheck.
- Amazon Associates pays out earnings 60 days after the end of the calendar month in which they were earned.
- ShareASale disburses earnings monthly.
Requirements
- To be accepted, you may need a blog, social media account or other online presence that already attracts a steady stream of visitors.
5. Sell your wares on Etsy
Need to know
- Opening an Etsy shop is the easy part. It can be done in a few hours.
- You need merchandise to sell, photos and descriptions to post, a name for your shop and a business plan to help you succeed. Once that’s done, you’ll need to find customers.
- Sell an item and payment is deposited into your Etsy Payments account first, then to your bank account depending on your desired deposit schedule.
Requirements
- If you’re over 13 years old but under 18, you can sell on Etsy but would be considered a minor and must follow extra policies.
- You need to have all necessary intellectual property rights to the merchandise sold in your shop.
6. Sell digital products on Gumroad
Need to know
- This is not a path to quick cash, but payouts could be passive down the road.
- You’ll need to understand what types of products sell well, come up with a profitable idea and then sweat the details so you can deliver a quality product.
- You’ll also need a marketing strategy to make your product(s) stand out in a crowded digital marketplace.
Requirements
- Talent (or at least good idea and the will to execute it), a computer, design or writing software or site (depending on your product) and a platform to host or sell the product.
7. Self-publish an e-book
Need to know
- Just because it’s simple to self-publish doesn’t mean your book will sell. Competition is high with millions of e-book titles on the Kindle Store.
- Choose one of two royalty options: 70% or 35%. You’ll have to price your book between $2.99 and $9.99 if you select the 70% option. You have more pricing flexibility when you pick 35%.
Requirements
- You need to create a Kindle Direct Publishing account to get started.
- Proper formatting is important. Amazon says most Microsoft Word documents convert to e-books easily, but other formats are also supported.
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8. Get advertising revenue from your blog or YouTube channel
Need to know
- Making a channel is easy as pie; putting videos on it is harder.
- Signing up for Google AdSense is pretty easy, but to use it with YouTube, you’ll need to be part of the Partner Program.
- You can use AdSense on a website or blog with fewer eligibility requirements.
- Allow at least two months for ad revenue to start trickling in.
- You need to earn at least $100 before you're eligible for a payout.
- Once you hit the $100 threshold, earnings are issued between the 21st and 26th of the following month.
Requirements
- Your own website that has been active for at least six months.
- For YouTube, you need at least 1,000 subscribers and to meet requirements related to views or watch hours.
- You must be at least 18.
Is YouTube worth it?
9. Become an Instagram influencer
Need to know
- Creating an Instagram account is quick, but building a following can take months or even years.
- Once you have the numbers, you'll need to find paid opportunities. You can do this via affiliate networks or by pitching brands you want to work with.
- The time to receive your payment will depend on the terms of your agreement, but affiliate networks typically pay out earnings the month after a campaign is completed.
Requirements
- An Instagram account with a dedicated, engaged following.
- You'll also need to meet the requirements of any affiliate network.
10. Monetize your Twitch channel
Need to know
- You can launch a Twitch channel and start streaming in a day, but it will take weeks or even months to build a following.
- Subscription and ad revenue earned as a Twitch Partner or Affiliate is paid out around the 15th of every month, and you must have a balance of at least $50 for most payout methods (it's $100 for wire transfers).
Requirements
- You need to hit certain viewership and broadcast milestones to become a Twitch Affiliate or Partner and qualify for a share of game sales, ads and subscription revenue.
11. Sell your photography
Need to know
- You can set up a profile with sites like SmugMug, PhotoShelter or Fine Art America in a few hours, assuming you have a body of original work.
- Payment varies widely depending on the site.
- Fine Art America: Payment issued after 30-day return window for buyers expires. Sent on the 15th of each month.
- PhotoShelter: Payment issued at time of sale to your chosen payment method (PayPal, Stripe, etc.).
- SmugMug: You can request payment be issued the following month if you have a balance of at least $5.
Requirements
- Requirements vary by site, but you need to have all necessary rights to the images you sell.
How to make money offline
12. Become a dog walker with Rover or Wag
Need to know
- Rover: It takes about 5 to 10 business days for Rover to review and approve your profile.
- Wag: The application process takes about two weeks, and you must pass a background check and pet care quiz.
Requirements
- For Rover or Wag, you’ll need to live in an area where the service operates.
- If you want to pet-sit in your own home, you’ll need an apartment or house that allows pets.
- You’ll have to pass a background check.
13. Sell unused gift cards
Need to know
- You can get an instant offer or quote via sites like CardCash and GiftCash.
- You can sell gift cards at kiosks and participating retail locations to get cash the same day, or try to sell them online. The latter takes longer, but you may get a better offer for your gift card.
Requirements
- Your gift card may need to meet a minimum balance to be resold. Not all cards will generate offers.
- Gift cards with expiration dates may not be eligible.
14. List your spare bedroom on Airbnb
Need to know
- You can create a listing and start accepting reservations on the same day.
- Payment is typically disbursed 24 hours after your guest’s scheduled check-in time, but processing time for that payment depends on the payout method.
Requirements
- Comply with any rules governing short-term or vacation rentals in your property, including city ordinances and rules issued by your landlord, condo board or homeowners association.
15. Sell your gently used clothes
Need to know
- You can sell used clothing and accessories several ways, but they're all pretty quick to start.
- Fast: A brick-and-mortar consignment store like Plato's Closet will give you cash on the spot.
- Medium: Other in-person and online consignment shops pay you when your items sell, or when they receive and inspect your items.
- Either way, allow at least a month for your payout.
Requirements
- Gently worn shoes, clothing and accessories.
- Items will go through various inspections before being accepted. For example, ThredUp checks items for pilling, fading, shrinkage, missing parts (like buttons) and stains.
16. Trade in old phones, electronics for cash
Need to know
- Selling directly (Swappa, OfferUp, Facebook Marketplace): In most cases, you take photos of the phone, verify the electronic serial number is clean and post your listing. Some sites review and approve postings, but the time is minimal. Fees vary. Swappa, for example, charges a 3% seller fee.
- Selling to reseller (Gazelle): Answer a few questions online for an instant quote. Then send in your device and get paid once the company confirms its condition is as described.
- Selling directly: When you get paid depends on how quickly your phone or device sells. Once the item sells, payment is fast.
Requirements
- A used phone, laptop, gaming system, etc.
- Cell phones: You need to verify the phone is not stolen, still under a repayment plan or locked from activation for any other reason.
17. Get a babysitting gig
Need to know
- You can create a profile on Care.com or Sittercity in a matter of minutes.
- You typically get paid when you complete your gig, whether by a service or direct from the customer.
Requirements
- You need to be at least 18 to list as a caregiver on Care.com and Sittercity.
- Clients may request a background check.
18. Rent out your car
Need to know
- You can create a listing on Turo or Getaround in under 30 minutes.
- Turo initiates payment within three hours of the end of the rental, but you can expect it to take a few days for your bank to process the deposit.
- Getaround rental earnings accrue daily or monthly. Payments are made via direct deposit.
Requirements
- If you lease your car, check the terms of your agreement and financing documents to make sure you’re allowed to share it.
- Your car must meet certain requirements (make/model/year/mileage) and satisfy maintenance and safety standards. You may also be asked to agree not to list on other platforms.
19. Sign up for TaskRabbit
Need to know
- You can set up your profile and register in a matter of hours, but can't start accepting tasks until your profile is approved by TaskRabbit. This may take a few days.
- Once approved, you need to pay a $25 fee, so you may first want to research your market and the value of your skills to determine if that fee is worth it to you.
- You're paid after the task is completed through direct deposit to a checking account. Payment typically takes a few days to appear in your account.
Requirements
- You need to be at least 18 to start working with TaskRabbit.
- Prospective Taskers must also pass a background check.
20. Become a private tutor
Need to know
- Startup time depends on demand in your area. It could take a while before you get your first student.
- If you haven't tutored before, you'll want to allow for time to prep so students feel like they're getting the most out of their time with you.
- How quickly you get paid depends on whether you tutor via a platform or in-person; either way, it likely won't take long.
Requirements
- You'll need deep knowledge in an area that people need help understanding, like mathematics, a foreign language or test prep.
- Educational requirements might apply. Some tutors might be required to be currently enrolled in a four-year university or have at least a bachelor's degree from an accredited four-year university.
21. Drive for Uber, Lyft
Need to know
- Allow some time for the application process, background check and car inspection.
- Lyft and Uber can pay you instantly through a debit card or transfer earnings to your bank account pretty quickly.
Requirements
- A car with four doors. It must also meet other requirements, such as year, physical condition, etc.
- Depending on your state, you may need to have at least one year of licensed driving experience to drive for Lyft. Uber requires at least one year of licensed driving experience in the U.S. (or three years if you’re under 25).
- Let your car insurance company know of your plans before you start driving.
Are driving gigs worth it?
Lead writer & Content Strategist
22. Make deliveries for Amazon, Uber Eats
Need to know
- The background check can take a few days, and timing can vary.
- Payments from these services also vary, but are generally issued weekly or quicker.
Requirements
- You'll need transportation. It could be a car, scooter or bike, depending on the service.
- A smartphone is necessary to accept and process jobs.
- Each delivery service has a minimum age requirement, but it varies by service.
23. Find work as a housesitter
Need to know
- You can create a profile on HouseSitter.com in a matter of minutes, though it may take time to secure your first housesitting gig.
- You typically get paid by the homeowner when you complete your gig.
Requirements
- Most sites have an age requirement.
24. Sign up to be a mystery shopper
Need to know
- The application process is typically quick, but then it's in the company's hands. It can take days, or more, to assess your application, depending on demand.
- Payout timing and method vary by company. BestMark, for example, issues payments monthly.
Requirements
- Most mystery shopping services have an age requirement. You have to be at least 18 to shop for BestMark.
- Depending on the service, you may need internet access.
Watch out for making money scams
What’s your side hustle?
Earn a 3.9%* APY on your cash
Boost your APY for 6 months with a Cash Account offered by Atomic Brokerage. Paid Non-Client Promotion*The boosted 3.9% Annual Percentage Yield (APY) is offered on up to $250,000 in deposits for the first 6 months when you open a Cash Account offered by Atomic Brokerage LLC and deposit funds within 14 days. Balances above $250,000 will earn the standard 3.25% APY. After the 6 month introductory period, all balances will earn the standard 3.25% APY. The 3.9% boosted introductory APY is available through NerdWallet’s promotional program. APYs are accurate as of 12/17/2025 and are subject to change without notice.
How can I earn money online easily?
How can I make money fast at home?
How can I make money right now?
Article sources
- How to make money online
- 1. Pick up freelance work online
- 2. Test websites and apps
- 3. Take legit surveys or play games for money
- 4. Make money from your blog with affiliate links
- 5. Sell your wares on Etsy
- 6. Sell digital products on Gumroad
- 7. Self-publish an e-book
- 8. Get advertising revenue from your blog or YouTube channel
- 9. Become an Instagram influencer
- 10. Monetize your Twitch channel
- 11. Sell your photography
- How to make money offline
- 12. Become a dog walker with Rover or Wag
- 13. Sell unused gift cards
- 14. List your spare bedroom on Airbnb
- 15. Sell your gently used clothes
- 16. Trade in old phones, electronics for cash
- 17. Get a babysitting gig
- 18. Rent out your car
- 19. Sign up for TaskRabbit
- 20. Become a private tutor
- 21. Drive for Uber, Lyft
- 22. Make deliveries for Amazon, Uber Eats
- 23. Find work as a housesitter
- 24. Sign up to be a mystery shopper
- Watch out for making money scams
- What’s your side hustle?