Capital One Venture Business vs. Chase Ink Preferred: Which Business Travel Card Is Best?

The Capital One Venture Business and Chase Ink Business Preferred are two of the best entry-level business travel cards. Picking between the two really comes down to two things: where your business spends and how much you value simplicity.

The Capital One Venture Business is the set-it-and-forget-it option. You get 2x miles on all purchases with no bonus categories to navigate. You can easily turn the points you earn into a statement credit for travel-related purchases or to book travel via CapOne's portal. (This card was previously the Spark Miles for Business. Capital One rebranded it in April 2026.)

The Ink Business Preferred® Credit Card wins if you want maximum rewards. That's especially true if you spend a lot on ads, travel, shipping or telecom. You'll get 3x points on the first $150,000 spent in those categories combined each year. Don't spend in those areas? The card loses its luster.

» MORE: See our full list of best business credit cards

Capital One Venture Business vs. Chase Ink Business Preferred: deciding factors

🏆 Winner: Depends on spend

If the bulk of your business spend is on advertising, travel, shipping or phone/internet services, the Ink Business Preferred® Credit Card is the clear winner. You'll earn 3 points for every $1 spent in those categories (up to $150,000 annually).

Here's what that looks like if you max out your bonus categories:

But if your spending falls outside of those categories, you'll earn twice as many points with the Capital One Venture Business.

The newly minted Capital One Venture Business also has two annual credits:

• $50 for travel bookings with Capital One Business Travel.

• $50 statement credit for qualifying advertising and software purchases.

🏆 Winner: Chase Ink Business Preferred

The welcome bonuses match at 100,000 points/miles, but the Ink Preferred's lower spending requirement — $8,000 vs. $10,000 in three months — earns it the win.

🏆 Winner: Chase Ink Business Preferred

The Capital One Venture Business will give you a credit of up to $120 for Global Entry or TSA PreCheck® application fees paid with the card. But that's the only advantage it carries in this area.