
What Is a Business Credit Card and How Do You Use One?
Business credit cards can help you manage cash flow, earn rewards and build business credit history.


Business credit cards can help you manage cash flow, earn rewards and build business credit history.


Business owners can get a DUNS number for free through the business credit bureau Dun & Bradstreet.


Use Equifax’s business credit reports to check the financial health of your company, as well as suppliers, competitors and other businesses.


Compare top prepaid business debit cards and learn how they work, who they're best for and when they make sense for your business.


Online commenters often point to the Blue Business Cash and Blue Business Plus as easy to get.


You can often apply with an ITIN instead of an SSN. But you may need to provide other documents to verify your identity.


It's very similar to the JetBlue Plus consumer card, but you'll want the business version if you spend more at office supply stores than you do on groceries.


The five C’s of credit (character, cash flow, capital, conditions and collateral) affect your business financing options.


You don't need an established business credit history to qualify. Issuers usually look at your personal credit.


If you have good to excellent credit and do some work for yourself, you may qualify for a business credit card.


Corporate cards and fleet cards are among the few EIN-only business credit cards.


Business credit card applications ask for annual revenue, but it's not a deciding factor for approval.



You don't need to be incorporated or have a formal business structure to qualify for a small-business card. But your personal credit will be important.


Assuming you use a card only for business expenses, you can deduct the full fee against business income.


Credit card interest accrued on business expenses is itself a tax-deductible business expense.


The Business Gold earns more on day-to-day spending; the Business Platinum pays off in travel perks.


The card, aimed at venture-backed startups, evaluates applications based on the business financials rather than the personal credit history of the owner.


Business credit scores tell lenders and suppliers how likely you are to repay them in a timely fashion.


Most card issuers report negative information about your business credit card use to personal credit bureaus.
