Learn About

Business Credit Cards

Back to Page 1

What Is a Business Credit Card and How Do You Use One?

Business credit cards can help you manage cash flow, earn rewards and build business credit history.

Rosalie Murphy's profile picture
Rosalie Murphy

DUNS Number: What It Is and How to Get One

Business owners can get a DUNS number for free through the business credit bureau Dun & Bradstreet.

Kelsey Sheehy's profile picture
Kelsey Sheehy

Equifax Business Credit Report: What It Is, How to Use It

Use Equifax’s business credit reports to check the financial health of your company, as well as suppliers, competitors and other businesses.

Kelsey Sheehy's profile picture
Kelsey Sheehy

Prepaid Business Debit Cards: Best Options and How They Work

Compare top prepaid business debit cards and learn how they work, who they're best for and when they make sense for your business.

Randa Kriss's profile picture
2
Randa Kriss, Rosalie Murphy

What Is the Easiest AmEx Business Card to Get?

Online commenters often point to the Blue Business Cash and Blue Business Plus as easy to get.

Kelsey Sheehy's profile picture
Kelsey Sheehy

How to Get a Business Credit Card Without a Social Security Number

You can often apply with an ITIN instead of an SSN. But you may need to provide other documents to verify your identity.

Rosalie Murphy's profile picture
2
Rosalie Murphy, Kelsey Sheehy

5 Things to Know About the JetBlue Business Credit Card

It's very similar to the JetBlue Plus consumer card, but you'll want the business version if you spend more at office supply stores than you do on groceries.

Kimberly Palmer's profile picture
Kimberly Palmer

The 5 C’s of Credit: What They Are, How to Build Them

The five C’s of credit (character, cash flow, capital, conditions and collateral) affect your business financing options.

Rosalie Murphy's profile picture
Rosalie Murphy

How to Get a Credit Card for a New Business

You don't need an established business credit history to qualify. Issuers usually look at your personal credit.

Melissa Lambarena's profile picture
2
Melissa Lambarena, Kelsey Sheehy

How to Get a Business Credit Card: Who Qualifies, What You Need to Apply

If you have good to excellent credit and do some work for yourself, you may qualify for a business credit card.

Kelsey Sheehy's profile picture
2
Kelsey Sheehy, Rosalie Murphy

How to Get a Business Credit Card With an EIN Only

Corporate cards and fleet cards are among the few EIN-only business credit cards.

Kelsey Sheehy's profile picture
Kelsey Sheehy

How to Report Revenue on a Business Credit Card Application

Business credit card applications ask for annual revenue, but it's not a deciding factor for approval.

Claire Tsosie's profile picture
2
Claire Tsosie, Kelsey Sheehy

AmEx Launches 2% Cash-Back Small-Business Credit Card

Robin Saks Frankel's profile picture
Robin Saks Frankel

Who Can Apply for a Small-Business Credit Card?

You don't need to be incorporated or have a formal business structure to qualify for a small-business card. But your personal credit will be important.

Sara Rathner's profile picture
Sara Rathner

Are Business Credit Card Fees Tax Deductible?

Assuming you use a card only for business expenses, you can deduct the full fee against business income.

Kelsey Sheehy's profile picture
2
Kelsey Sheehy, Melissa Lambarena

Is Interest on a Business Credit Card Deductible?

Credit card interest accrued on business expenses is itself a tax-deductible business expense.

Claire Tsosie's profile picture
Claire Tsosie

AmEx Business Gold vs. Platinum: Which Is Better for Your Business?

The Business Gold earns more on day-to-day spending; the Business Platinum pays off in travel perks.

Kelsey Sheehy's profile picture
Kelsey Sheehy

Brex: A Business Card That Doesn’t Require a Personal Guarantee

The card, aimed at venture-backed startups, evaluates applications based on the business financials rather than the personal credit history of the owner.

Robin Saks Frankel's profile picture
Robin Saks Frankel

Business Credit Scores: What They Are, How to Check Yours

Business credit scores tell lenders and suppliers how likely you are to repay them in a timely fashion.

Rosalie Murphy's profile picture
Rosalie Murphy

Do Business Credit Cards Affect Personal Credit Score?

Most card issuers report negative information about your business credit card use to personal credit bureaus.

Kelsey Sheehy's profile picture
Kelsey Sheehy